Goldenage61
Newbie
- Joined
- Aug 3, 2024
- Posts
- 7
I applied a week ago and it hasn't moved according to the online portal.
Don’t worry about your score. Just reduce your open credit limit as much as you can and make sure those cards are showing as closed with the credit agencies.Is there a credit score that you guys aim for across equifax/experian and illion before you apply for this card? I know it's a veryyyyyyyyy broad question - just wondering if i should wait a bit longer for my credit score to increase or just go for it?
Agreed - I've got a Prestige card and have always been skeptical about what I'm earning points on and how many on each transaction. There appears no way to see how many points you earn on any particular transaction via a statement or online....so there doesn't seem to be a viable way to actually confirm what earns what....The potential points earned on this card is too vague.
For instance it says you get 1.5 Qantas points per $1 "made directly with major: airlines, hotel chains and restaurants in Australia". What is a major restaurant? Does Macdonalds fall under this category, my cafe down the street, or does it only apply to fancy restaurants? Because if it is not a "major restaurant" then it falls under the 0.5 Qantas poitns per $1 spent which is a major difference.
Similarly, it is 1 Qantas point per $1 "made directly with major: supermarkets, petrol outlets and national retailers". What is a major supermarket? Woolworths yes but is my franchised IGA? What is a major petrol outlet? Again if it is not "Major", it only owns 0.5 Qantas points per $1