Citibank Plus - No Fee No Overseas Transaction Fee Account

[knasty]

Received a new card in the mail last night. Was unexpected. The new one looks MUCH better than the old one, arguably looks a lot nicer than my citi signature card :S

Edit : i didn't request the replacement card, did other people receive one?

Yes rollout of chip and pin.

 

[Cynicor]

I thought the old one had a chip. New one has paypass though.

 

[jlien]

I thought the old one had a chip. New one has paypass though.

No chip on the old one, it was a pretty uninspiring card to be honest.

 

[RooFlyer]

TD Bank in Canada; no fee and exchanged at a whopping 0.2% premium to spot.

Sberbank in Russia (green ATMs) no fee (earlier this year); can't recall the FX to Roubles, but it was pretty good.

 

[Bazzi]

Just back from Asia - used the Citibank Plus Debit card for both Citibank ATM withdrawals (TYO, HKG, SIN) and purchases. Two problems - one was with the HKG withdrawl - received an error message saying there was a problem with the card. Citibank Causeway Bay rep phoned AUS for me and I was told likely issue was that their ATM's had not been upgraded to accept the chip technology - Really? HKG? - (HKG Citibank guy said not true) and told to use another bank and that any fees charged would be waived. Went to Bank of China next door - no problem and no fee.


On check in at our hotel in SIN couldn't use the Citibank card for the extra charges authorisation - only a credit card could be accepted - tried to use my Amex (which hasn't yet been upgraded to a chip/pin facility) and it couldn't be accepted because it didn't have the chip. Used a Visa card and then on checkout paid the charges with the Citibank card.

All the hooha about having a pin - anywhere I used the card for purchases I was asked to sign and in one place (Taiwan) I had to both enter a pin and sign!


Now for some clarification - did I understand correctly from reading an earlier post that I could deposit foreign currency (which in turn will be converted to AUD$) into this account in Australia? Slight miscalculation with my JPY withdrawl - thought I took out $100 - not the $1000 that I actually did.

 

[Flashback]

Over the last few weeks confirmed (as usual) no fee in Ireland, UK, Germany, Poland, Austria, Czech Republic.

 

[codash1099]

Over the last few weeks confirmed (as usual) no fee in Ireland, UK, Germany, Poland, Austria, Czech Republic.

Not only no fee, but excellent exchange rate as well. A great replace for the 28 degree card as far a cash withdrawals are concerned.

 

[Danger]

Philippines followed Thailand and started charging overseas cards in the last 5 years. Saying that I use the Citbank atm's in Manila and Cebu.

I've come across in the past few days. I've tried at least six different banks in Manila and all of them charge a flat PHP200 (~AUD5) per transaction.

 

[k_sheep]

All the ATMs I tried in the Philippines charged 200php (~$5) - couldn't find any citi ones.

 

[travelislife]

I've come across in the past few days. I've tried at least six different banks in Manila and all of them charge a flat PHP200 (~AUD5) per transaction.

Yeah it's a rort in Thailand these days, they are all in cahoots and know they have foreigners over a barrel, they must have raked in millions since bringing the 150 Baht (180 Baht in some cases) charge.

 

[Duffa]

Just been thru all my statements for recent trip to Europe.
Citi Visa averaged 3.9% above XE spot rate
Citi Plus averaged 0.49% above XE spot rate
That's a big difference even at 3.33 points per dollar

 

[Isochronous]

Just been thru all my statements for recent trip to Europe.
Citi Visa averaged 3.9% above XE spot rate
Citi Plus averaged 0.49% above XE spot rate
That's a big difference even at 3.33 points per dollar

Bankwest World QFF MC should equal Citi Plus.

 

[Jacques Vert]

No fee anywhere in Italy so far.

PNG ATMs charge fees; ANZ ATM fee increased in the past few months. From memory it is about PGK 20 (about $A9).

 

[JessicaTam]

No fee anywhere in Italy so far.

PNG ATMs charge fees; ANZ ATM fee increased in the past few months. From memory it is about PGK 20 (about $A9).

That's ludicrous.

 

[Mr_Orange]

No fee anywhere in Italy so far.

PNG ATMs charge fees; ANZ ATM fee increased in the past few months. From memory it is about PGK 20 (about $A9).

What a rort!!!

 

[There'sOnlyOneJimmy]

An update to the summary of contributions so far (to #474).

When using a CitiBank Plus card in a non-CitiBank Foreign ATM:

[TABLE="class: cms_table"]
[TR]
[TD]Country/Locality[/TD]
[TD]Provider[/TD]
[TD]Fee[/TD]
[TD]Notes[/TD]
[/TR]
[TR]
[TD]Austria

Cambodia[/TD]
[TD]Generally

Generally[/TD]
[TD]Free

US$3[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Canada

Czech Rep.

Germany

Guam[/TD]
[TD]TD Bank

Generally

Generally

Unknown[/TD]
[TD]Free

Free

Free

Free[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Indonesia/Bali[/TD]
[TD]Unknown[/TD]
[TD]Free[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Ireland

Italy

Japan/Osaka[/TD]
[TD]Generally

Generally

Unknown[/TD]
[TD]Free

Free

Free[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Thailand[/TD]
[TD]Generally[/TD]
[TD]Baht150-180[/TD]
[TD][/TD]
[/TR]
[TR]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Thailand[/TD]
[TD]AEON[/TD]
[TD]Baht150[/TD]
[TD]Often in small 7/11 style supermarkets[/TD]
[/TR]
[TR]
[TD]UK

USA[/TD]
[TD]Generally

Generally[/TD]
[TD]Free

$1-5[/TD]
[TD]Bank, Chemist & Supermarket ATMs have lowest fees[/TD]
[/TR]
[TR]
[TD]USA/Las Vegas[/TD]
[TD]Unknown[/TD]
[TD]$4-5[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]New Zealand[/TD]
[TD]Westpac[/TD]
[TD]Free[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Hong Kong

Hong Kong[/TD]
[TD]HSBC

Bank of China[/TD]
[TD]Free

Free[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Poland

PNG

Philipines[/TD]
[TD]Generally

Generally

Generally[/TD]
[TD]Free

PGK20

PHP200[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Turkey/Istanbul[/TD]
[TD]AKBANK[/TD]
[TD]Free[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]France[/TD]
[TD]Generally[/TD]
[TD]Free[/TD]
[TD][/TD]
[/TR]
[TR]
[TD]Switzerland

Russia[/TD]
[TD]Generally

SberBank[/TD]
[TD]Free

Free[/TD]
[TD][/TD]
[/TR]
[/TABLE]


Where a fee is charged by the local provider, (unless you hold some other ATM card that has some other fee-free options) then whatever fee is charged it’s most likely going to be the same for all other cards.

And, as most would know, Fee-Free ATMs in OZ are:
CitiBank, Westpac, St. George, Bank of Melbourne & BankSA.

For further details refer to Citibank Plus Transaction Account for Overseas Travel

 

[QF029]

Read your entries regarding Citibank in Thailand. They don't make sense.

 

[There'sOnlyOneJimmy]

Read your entries regarding Citibank in Thailand. They don't make sense.

I can see that the entries for Thailand in the table could be a little confusing.

The Thailand entries are intended to summarise a brief interchange between moa999 & markis10 (at #436, #437, #438, #439 & #441), in which:

· moa999 notes that all Thai ATMs charge b/w THB150-180 for all foreign cards, including CitiBank;
· markis10 reports that CitiBank ATMs in Bangkok are fee-free; and
· (eventually) they agree that AEON charge THB150

I guess I could simplify the entry in the table to be just “Thailand, Generally, Baht150-180” and leave out the rest of the detail, but I was trying to include all information provided by the various contributors.

I hope that clarifies it.
TOOJ#3

 

[QF029]

My point is that no Citibank ATMs in Thailand charge the fee, there just aren't many of them.

 

[There'sOnlyOneJimmy]

OK, I'll adjust the table to remove the CitiBank charge in Thailand (but if moa999 objects, I'll leave the 2 of you to slug it out...;-)