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@marcojim
I have done exactly this on the Coles platinum MC: paid a couple of extra thousand into the card as I was then going to buy airfares for the family. No problems at all.

As it was in my first year owning the card I wasn’t allowed to have a credit increase to cover the cost of the flights (in foreign currency), but still wanted to use the card for the international transaction free benefit. The call centre staff member I was speaking to about the credit limit increase actually suggested I do it.

No fee or issue.
Paid extra $ in, waited a day or two to confirm positive balance, then bought the airfares.
 
@marcojim
I have done exactly this on the Coles platinum MC: paid a couple of extra thousand into the card as I was then going to buy airfares for the family. No problems at all.

As it was in my first year owning the card I wasn’t allowed to have a credit increase to cover the cost of the flights (in foreign currency), but still wanted to use the card for the international transaction free benefit. The call centre staff member I was speaking to about the credit limit increase actually suggested I do it.

No fee or issue.
Paid extra $ in, waited a day or two to confirm positive balance, then bought the airfares.
Great to know thanks! It’s my first month having a credit card so learning all about how to use it. Did you just use bpay to pay the extra money onto the card?
 
Great to know thanks! It’s my first month having a credit card so learning all about how to use it. Did you just use bpay to pay the extra money onto the card?
Didn’t bpay, just did a direct transfer from my bank account onto the card. (which I guess is effectively the same as a bpay, but without any middleman)
 

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