woodyren
Active Member
- Joined
- Aug 31, 2015
- Posts
- 888
- Qantas
- Bronze
- Virgin
- Red
To my surprise, I was declined on the spot for the 40k bonus points credit card with Macquarie (only requested $6000 limit). It's my first time and the only card I have active is the Westpac Altitude that I applied for a month ago. I can't imagine it to be anything to do with my income and expenses given I'm a single high income earner who lives with parents. Oh well, time to put on the brakes for a while.
Macquarie rejected me as well in the last month as did HSBC. As I am in exclusion periods for most cards I applied and was successful for the Qantas Premier and ANZ Rewards Platinum. Lower end sign up bonus but also low or zero AF. Keeps things ticking over.