Difficult to Truly Compare Health Insurance Policies

Have you ever asked a health insurer for the actual policy to look at? They'll duck and weave and tell you it's too long, too complicated, too difficult etc. And they've somehow conned the authorities into letting them get away with not disclosing the full policy they're selling.

Imagine if the health insurance disclosure rules applied to car insurance.

Here's the policy we offer, says Mr Dodgy-Insurance, well it's not exactly the policy, just a brochure really. We don't actually disclose what's covered but there's a couple of examples in the brochure. Just pay the premium and then if you have a problem let me know and I'll tell you if it's covered and how much.
 

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