Even if you got away with it this time, this is the reason I don't use my Premier card for anything even remotely risky. I don't use it online at all, don't use it overseas, don't have its details registered with any billers for direct debit and don't register details with PayPal or any BNPL providers and don't register the card for any mobile wallet payment systems like Apple or GooglePay either.
I still use the card, but only its physical version and only in person at retailers in Australia, literally no where else does it come out. Even then, my preference is to use the Diners card instead of the Visa/MC where at all possible. Do not want the hassle and inconvenience of having to cancel a card and get a reissue. It's not worth inviting Citibank to have an excuse to cancel all the PayAlls set up for the next decade and a half.