It really doesn't do anything in and of itself, it just puts it into a balance which can be accessed when "unlocked" at the end of the year. You can always just not use the banked funds.
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- Thread starter rainbowgirl
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prozac
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Yes, but I decided a while back the $10 off option is worth more in time value. Besides, what happens if you get run over by a bus, or you take ill?
Yeah, I don't bank for later cash redemption, but I do for converting to QFF points, if I've already hit PC+ in membership year and want to hold off until the next year
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Years ago i literally flicked it to christmas and then flicked it back, i got the points
However you can change it, wait till points come and then change back.
Points took about 2 days for me
clifford
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Agree. So I'm going with Coles for 10,000 points for 4 weeks spend of $50 pw.
Woolworths must be doing too well.
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