How can a credit card be hacked on the day it was dispatched ?

[ramboflyer]

Does anybody know if these aluminium card cases really work against your card being scammed?

Probably the only way to know for sure is if you use aluminium cases or RFID cards and you are scammed. What i do know is that last year we used that sort of card security through the USA, Italy, France, Britain and South Africa and had no problems. It may have helped that we only used the one card (Qantas cash) thus reducing the odds.

 

[theblank]

Does anybody know if these aluminium card cases really work against your card being scammed?

NO, it would not stop your card being scammed, they would only protect you against one method, and I am not convinced that actually cards can be skimmed in that way anyway. There a plenty of ways to copy a credit cards details, the most common one is when you actually use it.

 

[Archphoto]

Two years ago I used my 28° in Japan - 2 minutes later I had a call from them verifying the purchase.

Had similar last month with ANZ Falcon; tried to purchase coffee at Starbucks HKG and the Visa was declined, the ANZ issued Amex card though went through ok. They were on it as it was being processed!

They called my home number (sometimes I wonder why I leave mobile numbers??) and had to call back - thankfully they hadn't cancelled the card, just put a hold on it. Was up and ready to go in 15 minutes. Not sure why the info in my account (I live OS, make purchases throughout Asia regularly etc), but the CSO entered it all again, and last week when I was in HKG again, all went without a hitch.

I was worried they'd cancelled the card there and then (has happened before on a Citibank VISA and left me in the lurch), but thankfully brains were used and they attempted to contact me *before* cancelling it.

In this day and age, I'm not surprised by *any* CC fraud - in fact I wonder how much more is done, now that you can just "Pay & Wave" etc - no signatures required. With regard to the OP's card - I'd lay odds it happened at the source, easy enough to do, they only need to grab a few a week and away they go on a little spend spree.

In a way it's rather smart - the card is used *prior* to arrival, so there would be a decent timeframe between the customer receiving the card and the first statement; possibly makes its harder to trace. . . . . .

 

[Happy Dude]

I don't have an answer for the OP - my guess would be "an inside job"- but I'll add my recent similar experience too...

My Citibank Platinum had some activity that caused Citi to call me. I hadn't used that card in two months. The operator started asking if each transaction was mine. About a dozen transactions into her list, I interrupted her and said that any transaction after whatever date was two months prior, was not mine. Almost every transaction was with an airline, and no two currencies were the same. Two transactions, totalling $10k, appeared on my statement but were reimbursed by Citi. All the others were just attempts that had been blocked. I was very glad I was able to put a firm date as to when I stopped using that card. Otherwise I might still be there listening to the list of blocked transactions.

I'm curious to know why/how airlines can be used to launder the cash? Surely the trail leads to a person or an account?

 

[JohnK]

I'm curious to know why/how airlines can be used to launder the cash? Surely the trail leads to a person or an account?

Buy miles/points then convert these to e-gift cards?