Bit of a PIA application. First they had some automated identity process that kept timing out.
Yeah, I found out that I couldn't submit income docs unless I fired up a VPN. My identity was slow, but worked.
Since both myself and Mrs BJReplay are retired and on the same income (not yet at super age, income distributions from a family trust distributing proceeds from selling a business), and I got approved, I figured Mrs BJReplay may as well pop her credit card cherry and get her first credit card in her name.
That way we could both get 50,000 Aeroplan points, and say 36,000 each over the next 12 months, and 170,000 points would be worth something with family pooling.
Her identity verification kept timing out uploading the passport, but I ended up cancelling, and then took a lower resolution photo (her phone was defaulting to 64MP photos), and it went through pretty quickly.
My income verification was fine, hers - basically identical - was a real PITA. Possibly because she has a virgin credit history, so is seen as more of a risk.
Anyway, hopefully both approved soon. I've got $3,900 on my card now, and will pop the remaining $600 odd in in January, so hopefully two years of Gold status. That last $600 odd will be on the second half of an AirBNB booking, triggering the travel insurance spend activation criteria.
Mrs BJReplay will do her Spend in January (and possibly thereby only activate the card in January too).
I don't think we'll keep these cards past the first year, but I think the 170,000 points will be worth it.