Looking for a second credit card for O/S travel

[consumer]

O.K my situation is I have 1 ANZ low rate MasterCard with a 1500 limit and I'm looking to get a second card just to cover my bases in case one fails while travelling. I'd use it to pay for hotels/food/ etc and in the odd case for cash advances when I need that bit of extra $$$.

I've narrowed it down to three options

Westpac Low Rate Visa Card ?
Wizard Master Card <-- Good Travel card
St George Starts Low & Stays Low Visa Card <-- Good cash rate

I would prefer a visa since I have a MasterCard and also a much bigger credit limit than my ANZ card. I'm wondering if anyone can give me some advice on which of these would be the right one for me. I was nearly going to grab the St George because it had a low cash advance rate but then i started reading up on the Aussie with its low fee's etc and it seems alright.

Any Help?

 

[serfty]

G'day consumer, welcome to AFF.

For cash advances I'd definitely go the for the Wizard.

Using mine in June, I was really stunned at the conversion rates. You WILL save $30-$50 per $1000 AUD over a mainstrwam Oz CC.

More here: http://www.frequentflyer.com.au/com...rd-cash-advances-while-6960-2.html#post179219