pauly7
Senior Member
- Joined
- Dec 8, 2004
- Posts
- 5,368
While I get any NAB cards for free, I don't get the whole 'too expensive' line.
Massive bonus points from fee free cards just are not anywhere near as common after the RBA changes, expecting & relying on these cards to be readily on offer nowadays will limit your churning opportunities.
You have too put a price on what you're willing to pay for points, if that's NIL then fine, you'll be trading accumulation time for actual cash - but for me 115,000 QFF points for $400 @ 0.35c per point is a great deal IMO.
As the DR has pointed out above, accumulating a J OWE 280,000 QFF points for ~$600 in fee's - it's a whole lot cheaper then looking to purchase it outright for $12,000+.
Expensive is usually judged relative to other offers currently or recently available out there and this one isn’t that great by comparison.
But for NAB to pay point hacks through their affiliate deal they have to generate some margin somewhere!