NAB reconsiderations?

[bernardblack]

Is there anywhere to reach out to NAB for a reconsideration of a card application, by phone or online, rather than going into a branch? I was declined but I think I should qualify if they know about my recent closed card and my intent to close another on approval.

 

[Jacques Vert]

Is there anywhere to reach out to NAB for a reconsideration of a card application, by phone or online, rather than going into a branch? I was declined but I think I should qualify if they know about my recent closed card and my intent to close another on approval.

Try 0370358422

 

[MooTime]

Is there anywhere to reach out to NAB for a reconsideration of a card application, by phone or online, rather than going into a branch? I was declined but I think I should qualify if they know about my recent closed card and my intent to close another on approval.

You saying I'll close an account upon approval is irrelevant.
No way a financial service would take that into account. What assurances do they have. Once your approved, that it, nothing more matters.

 

[Cynicor]

saying I'll close an account upon approval is irrelevant.
No way a financial service would take that into account. What assurances do they have. Once your approved, that it, nothing more matters.

Not true, at least for Bankwest. Even after approval they sought proof of me cancelling the cards I said I would.

 

[MooTime]

Not true, at least for Bankwest. Even after approval they sought proof of me cancelling the cards I said I would.

And if you failed to provide that proof....

What could they do? Revoke the card?

Interesting your experience, didn't think it was possible. Thanks

Any banking AFFs out there to comment?

 

[Cynicor]

Can only assume they would revoke the card.

 

[MooTime]

Can only assume they would revoke the card.

Tough call to revoke after you have been approved and have the card in your hands.

 

[madrooster]

Tough call to revoke after you have been approved and have the card in your hands.

They can conditionally approve it subject to proof the other card is closed.

 

[MooTime]

They can conditionally approve it subject to proof the other card is closed.

That's not what's been discussed.
Read previous posts above.

 

[rekke]

Slightly off topic but has anyone had success with asking NAB for a lower limit than the minimum credit limit listed on their website, either after being rejected, or after having been approved for the card already?

I was able to do this with Westpac easily, the Westpac Velocity Platinum the assessor basically said they can set whatever limit they like after my application was submitted, but not sure if NAB would be similar

 

[MooTime]

Slightly off topic but has anyone had success with asking NAB for a lower limit than the minimum credit limit listed on their website, either after being rejected, or after having been approved for the card already?

I was able to do this with Westpac easily, the Westpac Velocity Platinum the assessor basically said they can set whatever limit they like after my application was submitted, but not sure if NAB would be similar

further OT, but I requested a lower limit on an AMEX Platinum recently & was refused, was told it can't be done.

 

[b3LKMZAYN9]

basically said they can set whatever limit they like

Yes they can if you find the correct person on the other end of the line, but it's hard to actally get someone who can & will and also know how to do it.