One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/dependants

[burmans]

This seems like a very good deal so whats the catch?

Travel Insurance for One Year - 1Cover Travel Insurance - LivingSocial Escapes - LivingSocial

 

[Fifa]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

Only 21 days per trip :shock:
This wouldn't suit me.

 

[moa999]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

They have a special PDF that is different to the regular one.

Regular: http://www.1cover.com.au/assets/pdf/1Cover-Standard-PDS.pdf
LivingSocial : http://www.1cover.com.au/assets/pdf/1Cover-Living-Social-Annual-Multi-Trip-PDS.pdf

No hire care benefits.
Fairly low benefits for luggage (max item generally $750 ex computers, mobiles)
For scuba divers either under instruction or ceritficate issued in Australia (a bit unusual).
Reasonable clauses for relatives deaths.
No journey disruption.

Still appears a reasonable policy - much more akin to what is offered in Europe/

 

[burmans]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

No hire care benefits.
No journey disruption.

Still appears a reasonable policy - much more akin to what is offered in Europe/

Yep, I think those two exclusions rule it out for me.

 

[k_sheep]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

For me it's quite a lot cheaper to do TID, which doesn't have the dodgy exclusion clauses. YMMV of course.

 

[mqgok]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

I am looking at TID policy...

 

[get me outta here]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

I read the Choice mag article of Dec 2012. They recommend Worldcare in each geographical category for young and old. Each destination has a full service and a budget option. I just gotta chk i 28 day limit. I plugged in my 31 days trip and it didn't say it's too long.

Anyone else got any further info. I'm not relying on Amex I've decided.

 

[Fifa]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

I have been doing a little research on annual multi-trip policies.
There are not many reasonably priced options out there for trips over 37 days.
I have, however, found that you can get up to 35% off Suresave policies. For around $500 pa for two people the price includes trips up to 50 days and a $100 excess.
Like TID, ski cover is included at no extra cost.

Has anyone had any experience with Suresave? They are underwritten by Lloyds.

 

[shifty]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

I've used the QBE Qantas annual multi trip one for the last 4 or 5 years. 60 day trips allowed. Includes wife and kids. I think just under 700 a year. Renewed just the other day.

https://tpos.qbe.com/qbe/QBETravel?...CIW5SV6D64KU&pageName=cover#ANNUAL_MULTI_TRIP

 

[serfty]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

I've used the QBE Qantas annual multi trip one for the last 4 or 5 years. 60 day trips allowed. Includes wife and kids. I think just under 700 a year. Renewed just the other day.

https://tpos.qbe.com/qbe/QBETravel?...CIW5SV6D64KU&pageName=cover#ANNUAL_MULTI_TRIP

If you don't have trips over 28/30 days then other products can be much cheaper than QBE, generally under $300 PA for one person and under $400 for a couple.

e.g. Travel Insurance Direct, Columbus, Covermore

 

[Pushka]

Re: One Year of Travel Insurance with Multi-Trip Policy Cover - covers partner/depend

We often use TID (excellent claim record) but this doesnt cover things like Parasailing, which Mr Pushka is known to enjoy. We tend to have two policies - an annual one with TID that covers most things and then an additional one when Mr P knows he wants to do risky things, and then we have a Covermore policy. And then of course, for simple claims, there is the credit card Insurance which is free but doesn't cover some things. Good for easy claims though.