PAY YOUR RENT AND BOND WITH AMEX/Visa/Mastercard [merged threads]

[futago flyer]

Re: Rental Rewards

Hi,

I've been using rental rewards for a few couple of months. Here's the thing, I live in a share house and for me its a good deal - I pay my houses rent on my credit card and my flat mates give me their share - and I get points on their rent....So for me the 1.76% fee works fine.

I plugged in my real estate agent when I registered and it came up. They weren't listed on the page of real estate agents either. I was a bit worried about where the money was paid to, so called and double checked the bank details they had matched mine, and they did. I've only had to call them once since to get them to put a reference number on the payment so my real estate agent can reconcile the payment.

Rental rewards have been pretty easy to use, people on the phone are very nice.

There are a few threads here when people have gone into how they work out what their points are worth... it really depends on the individual.

Some people earn on cards, some on flights etc - Also depends if your able to earn points through a corporate credit card and flights (so effectively not paying anything for your points).... Some people will tell you its a good earn.... others will say its not...

 

[serfty]

... I pay $13,500 rent per annum and that would equate to a surcharge of ~$238. Now is 16,875 QFF points worth ~$238? ... YMMV....

With a maximizer 1½ ppd (soon to be 1¼) or Plat 1½ ppd it gets better ...

So is 20,606 MR points better value than $238? (You would earn MR points on the $238 as well).

Of course, without a Maximizer type card I don't see the value.

 

[JohnK]

With a maximizer 1½ ppd (soon to be 1¼) or Plat 1½ ppd it gets better ...

I was under that the impression it had to be a Qantas branded card and points moved across to QFF. So I was doing my calculations using an Amex Qantas Premium card. I have problems justifying the $195 annual fee on the Premium card and would have even more difficulty justifying the $395 annual fee on the Ultimate card.

So is 20,606 MR points better value than $238? (You would earn MR points on the $238 as well).

Whether it is 17,000 QFF points or 20,606 QFF points it still costs >1c per FF point. I cannot justify spending that much for QFF points even if I can get a relative value of ~2c per FF point when redeeming Oneworld RTW awards.

No time to spend the QFF points I am accumulating now and by the time I do have the time to spend them the value would have eroded.