Credit Card Offers Qantas Premier Platinum: Up to 80,000 bonus Qantas Points

Enjoy a high Qantas Points earning rate and two Qantas Lounge invitations each year...​

Learn more and apply for this card:

Qantas Premier Platinum Card

The Qantas Premier Platinum credit card offers a generous Qantas Points earn rate, two annual Qantas lounge invitations and more.

www.australianfrequentflyer.com.au

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What are the main benefits of this card?

1. Signup bonus: 50,000 bonus Qantas Points when you spend at least $3,000 within 90 days of opening, plus an additional 30,000 bonus points if you haven't earned Qantas Points with a credit card in the last year.
2. Earn 1 Qantas Point per $1 on the first $10,000 spent on the card each month within Australia (0.5 points per $1 thereafter)
3. Earn bonus points when spending overseas or with Qantas
4. Two complimentary Qantas Lounge invitations each year
5. Companion airfare discounts with Qantas and complimentary travel insurance

Why we like the Qantas Premier Platinum credit card

If you’re looking for a good credit card that earns Qantas Points, Qantas Premier Platinum is a solid option. You’ll earn 1 Qantas Point per $1 on Domestic Spend (excluding government payments), up to $10,000 per statement period. Plus, you’ll earn 1 additional Qantas Point per $1 spent on eligible Qantas products and services and 1.5 points per dollar overseas.

The card includes two complimentary Qantas airport lounge invitations per year. Other travel benefits include complimentary insurance, companion fare discounts and a dedicated concierge service.

Plus, new cardholders can earn up to 80,000 bonus Qantas Points and pay a reduced $349 annual fee in the first year. The bonus points are not available if you've held a Qantas Premier credit card within the last 12 months. Refer to the full T&C’s for more information:

Qantas Premier Platinum Card

The Qantas Premier Platinum credit card offers a generous Qantas Points earn rate, two annual Qantas lounge invitations and more.

www.australianfrequentflyer.com.au

AFF members are welcome to discuss this card in this thread.

 

[Www]

From what others have suggested this will be the reason. May need to wait 6+ monthly between closing and opening Citi cards.

Thanks. Hadn’t realised. Won’t make that mistake again.

 

[Dr Ralph]

Thanks. Hadn’t realised. Won’t make that mistake again.

It's not a clear rule. Although some have reported the 6 month experience. I'm aware of others for whom it hasn't been an issue.

 

[roomer]

Next Citibank rejection format -
“Your Qantas Premier Platinum application has
been decisioned but not in the way you had hoped”

 

[33kft]

Maybe they could take a leaf out of Centrelink's book - I recently got a message about a subsidy that I knew I wasn't eligible for that went something like this:

Dear 33kft,

We are pleased to advise that you have been assessed a rebate of 47% on your fees, for a maximum of 0 hours per week.

Love,
Centrelink
(* some parts may be paraphrased)

 

[Www]

Any tips on a reasonable timeframe to make another credit card application post the rejection from Citi (to a non Citi card). I expect at least 6 months for a Citi card, although I hear of people once they get declined keep getting declined with Citi, so maybe best steering clear for a couple of years for Citi?

 

[Cynicor]

You can apply for a non Citi straight away and generally be fine

 

[Dr Ralph]

Any tips on a reasonable timeframe to make another credit card application post the rejection from Citi (to a non Citi card). I expect at least 6 months for a Citi card, although I hear of people once they get declined keep getting declined with Citi, so maybe best steering clear for a couple of years for Citi?

Why wait?

If there's a problem with your ability to get credit it will be obvious from the next rejection from another bank. Waiting 6 months is unlikely to fix a systemic issue.

 

[Www]

Why wait?

If there's a problem with your ability to get credit it will be obvious from the next rejection from another bank. Waiting 6 months is unlikely to fix a systemic issue.

Was more about articles I read saying you should wait before making another application of a credit card (when googling how long to wait after a cc rejection). But sounds like they are over conservative.

 

[roomer]

Was more about articles I read saying you should wait before making another application of a credit card (when googling how long to wait after a cc rejection). But sounds like they are over conservative.

Yes I thought I’d read that too many applications in a short timeframe was not good for your credit rating in that it looks like you are desperate for getting a source of credit

 

[burmans]

Yes I thought I’d read that too many applications in a short timeframe was not good for your credit rating in that it looks like you are desperate for getting a source of credit

Don't believe everything you read! I've worked on credit decisioning systems so while even to an insider its reasonably opaque, credit applications is a factor but by no means the only one. It used to be more important pre comprehensive credit reporting, repayment history is a beter indicator of finacial stress than applications.

I've had successful applications 1 1/2 to 2 months after the previous, and have been doing 5+ applications last few years. Admittedly I do have a good salary and repayment history record and I think these probably are mitigating factors, I also do close cards regularly so my overall credit remains reasonable.

 

[Dr Ralph]

Was more about articles I read saying you should wait before making another application of a credit card (when googling how long to wait after a cc rejection). But sounds like they are over conservative.

I make 8 to 10 applications a year. Have done so for at least the last 4 years. Also refinanced a mortgage in that time. No rejections (yet).

It's all about income and ability to repay.

 

[Lemon_Party]

A personal data point; 16 cards since 2017. 17 applications. Only rejection was ANZ in february this year. I'd just churned one of their cards, had very recently closed a couple of cards that may have still appeared as open and had a relatively high frequency of applications in previous 12 months.
I pondered this for a few days, applied for the Virgin Money flyer and was approved immediately. Last week I applied for ANZ Black QF card and that went through fine, so the rejection hasn't affected anything with them.

I'm with Dr Ralph - income & existing financial commitments are the key points.

 

[GSP]

Regarding the Citi cards, I think I was also mentioned somewhere about the 6 month thing that Citi told me, but not always the case. Over the past two months I have closed a Citi Virgin Frlyer card and a City Qantas everyday card and just applied for the Citi Qantas Signature no problem.

Just on that Virgin/Qantas everyday history, I was also in possession of a Qantas Everyday card (and had been for a bit over 6 months) when I applied for the Virgin Flyer and had no issues. The only issue I ever had with Citi was when I had to Virgin Flyer card, closed it and applied for another 2 month later they gave me the bird - I had also just applied and received the Qantas card, but like I just mentioned, I waited another 6 months and the Virgin Money was mine again for the 3rd time without a hitch.

 

[k_sheep]

Has anyone figured out how to turn off the emails EVERY damn time you use the card? Ridiculous!

 

[GSP]

I make 8 to 10 applications a year. Have done so for at least the last 4 years. Also refinanced a mortgage in that time. No rejections (yet).

It's all about income and ability to repay.

Yes I agree with that - I do probably at the upper end of Dr Ralph's limit and I've only had the 2 rejections. The Virgin Money I mentioned before in the previous post and a Bankwest card where I had just closed another type of Bankwest card down. So in hindsight they weren't my best considered applications.

 

[Www]

So it seems it is probably ok to do a new cc application immediately after a cc rejection if other factors are all in order.
But, Citi it seems it is better to give a 6 months break after any cancellation of a Citi card to minimise likelihood of rejection.

 

[nickfromeastryde]

Has anyone figured out how to turn off the emails EVERY damn time you use the card? Ridiculous!

Mine come up on phone and watch as a message notification but doesn't sit in my message's so no need to delete or maintain later. Quite like the feature

 

[33kft]

It isn't every time, it's for larger transactions for me. Doesn't bother me, I get transaction alerts in Google Pay for other cards so it's useful for me.

 

[burmans]

So it seems it is probably ok to do a new cc application immediately after a cc rejection if other factors are all in order.
But, Citi it seems it is better to give a 6 months break after any cancellation of a Citi card to minimise likelihood of rejection.

There is a difference between applying at a different CC provider and the same provider. As far as Citi we can only guess. I have had applications within 6 months accepted and one rejected. Why, only Citi knows.

 

[N860CR]

Gotta love Citi service... called last week to followup on some missing bonus points. I get told someone will call me back. To their credit, they did... at midnight.