Recommend me a card

[Dr0pB3ar]

The order I would tend to go would be:
Citi Business
Woolworths Everydayrewards
Qantas Staff Credit Union
Jetstar
HSBC Plat
Bankwest Plat

Citi Business is 1.25 real points per dollar and the rest are 1.0 per dollar.
If I missed a card then I will say sorry ahead of time. I have tried to rank them allowing for annual fee,sign on benefits and capping on total points. This list is a Qantas points earning list.
As always read the terms to see what suits you personally.
I left out Citi Select as you need to prove $120,000 taxable income and it costs $700 or $749 depending on which program you want to be in.

Just a little confused on something,

I see on the citibusiness gold page that they offer "1.25 Rewards points per $1 spent" but also say right under that Redeem "1 reward point for 1 Qantas Frequent Flyer point".

So just to clarify you earn Citibanks own reward points at a rate of 1.25:1 and then once you have a sufficient number (10k I believe) you can then convert them into QFF at a rate of 1:1? just want to be sure before I start applying for things.

Thanks,

 

[TonyHancock]

Just a little confused on something,

I see on the citibusiness gold page that they offer "1.25 Rewards points per $1 spent" but also say right under that Redeem "1 reward point for 1 Qantas Frequent Flyer point".

So just to clarify you earn Citibanks own reward points at a rate of 1.25:1 and then once you have a sufficient number (10k I believe) you can then convert them into QFF at a rate of 1:1? just want to be sure before I start applying for things.

Thanks,

You are quite right, the points go to QF at a 1:1 ratio. Therefore if you spend $100 you receive 125 points which transfer to QF as 125 frequent flyer points.

 

[Dr0pB3ar]

is that the same for the other citibank cards? I notice their wording is different on the other cards. the say for example on the citibank select:

"Domestic: 2 Citibank Reward points per $1 spent[SUP]4[/SUP] International: 5 Citibank Reward points per $1 spent on eligible purchases including online shopping on international websites[SUP]4"[/SUP]
​

And then further down:

"Earn 1 Qantas Frequent Flyer point per $1 spent on eligible purchases (automatically transferred to your Qantas Frequent Flyer accounts each month). A $49 annual Citibank Qantas Rewards fee applies[SUP]2"

[/SUP]​

[SUP]I don't mean to sound ignorant but does this mean that you get (on domestic purchases) 2 citiback rewards per dollar which can then be converted to QFF points? or does it mean you get 1:1

Thanks again for the help,
[/SUP]

 

[burmans]

is that the same for the other citibank cards? I notice their wording is different on the other cards. the say for example on the citibank select:

"Domestic: 2 Citibank Reward points per $1 spent[SUP]4[/SUP] International: 5 Citibank Reward points per $1 spent on eligible purchases including online shopping on international websites[SUP]4"[/SUP]
​

And then further down:

"Earn 1 Qantas Frequent Flyer point per $1 spent on eligible purchases (automatically transferred to your Qantas Frequent Flyer accounts each month). A $49 annual Citibank Qantas Rewards fee applies[SUP]2"

[/SUP]​

[SUP]I don't mean to sound ignorant but does this mean that you get (on domestic purchases) 2 citiback rewards per dollar which can then be converted to QFF points? or does it mean you get 1:1

Thanks again for the help,
[/SUP]

The Citibank Rewards and QF Rewards are different scheme, you have to opt into one or the other and yes they heve different Reward rates.

 

[Dr0pB3ar]

That's pretty average then that a $700/year card only offers 1:1. is the citibusiness gold the only visa/MC that offers anything about 1:1

Thanks for the help

 

[cove]

Gold with Citi is capped at 250,000 points and Select is uncapped but earns QF points at the lower rate. You can have both.

 

[pangwen]

Gold with Citi is capped at 250,000 points and Select is uncapped but earns QF points at the lower rate. You can have both.

Not any more. According to Citi, as of 2 November 2012, the Citibusiness is no longer available.

 

[cove]

Adjust my previous post on Citi Business......generous card has bitten the dust ....but not for existing card holders.
Thanks pangwen for that update.

 

[PLANT]

Updated list please Cove......hey when CBA goes BPAY no points what do you recommend for plat card?
Same list?