ENGLISHGIRLINSYDNEY
Junior Member
- Joined
- Dec 31, 2008
- Posts
- 36
Sorry if this question is a bit broad (I'm still a massive clueless rookie despite joining 10 years ago...when I moved to Australia!)...but what is the best thing I can do now to start (re) building my QFF balance?
A bit of background... I am a long-standing NB, fly Qantas roughly 2-4 times a year and have wiped all my points out over the last 12 months for Y return flights to Fiji with my son and now emergency flights to KUL via SIN for medical reasons. I'm sure I've made huge mistakes in doing that but I didn't have the money either time to afford the fares outright. I have a reasonably well paid job but only work 0.4FTE so pro-rata salary not high and we have some debts. I did have around 200k QFF this time last year.
So now I'm on zero, what to do next? I'm thinking to get my own credit card (currently a second card holder on St George Amplify account which means my husband gets all the points) but not sure if I'll be approved on pro-rata income. No problem with a min spend though as gave lots of overseas medical bills. I earn points on my medical insurance, Woolies reward card and that's about it I think.
Please give me your #1 tips for for getting very quickly better at this! Thanks so much.
A bit of background... I am a long-standing NB, fly Qantas roughly 2-4 times a year and have wiped all my points out over the last 12 months for Y return flights to Fiji with my son and now emergency flights to KUL via SIN for medical reasons. I'm sure I've made huge mistakes in doing that but I didn't have the money either time to afford the fares outright. I have a reasonably well paid job but only work 0.4FTE so pro-rata salary not high and we have some debts. I did have around 200k QFF this time last year.
So now I'm on zero, what to do next? I'm thinking to get my own credit card (currently a second card holder on St George Amplify account which means my husband gets all the points) but not sure if I'll be approved on pro-rata income. No problem with a min spend though as gave lots of overseas medical bills. I earn points on my medical insurance, Woolies reward card and that's about it I think.
Please give me your #1 tips for for getting very quickly better at this! Thanks so much.