Strategy to obtain US Amex

40K Ink referrals are going down to 20K on 3 September.

Well worth rearranging your Chase application schedule to get another round in before then, especially if you're double dipping.
 
dein_gesicht said:
No you need to go into the web browser and aUthorise it. I had the same issue with Google wallet.

Go to chat and they will walk you through it
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Nice. I'm staying there for 5 nights with family of 5 in Jan :)
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Did you manage to get a room that caters for 5 using points or free nights? Family of soon to be 4 here with 2 young kids so wondering if any of the hotel credit card offerings are any good for young families.

I checked the Conrad Hilton in Tokyo and as soon as you go above 3 people (inc. young kids) it removes the 95k standard room reward and I assume it removes the free night reward option which kind of kills the Hilton credit card reward offers for young families of 4 or more..
 
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cathalm8 said:
Did you manage to get a room that caters for 5 using points or free nights? Family of soon to be 4 here with 2 young kids so wondering if any of the hotel credit card offerings are any good for young families.

I checked the Conrad Hilton in Tokyo and as soon as you go above 3 in removes the 95k standard room reward and free likely the free night reward options which kind of kills the Hilton credit card reward offers for young families of 4 or more..
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If I were you I would call the hotel (which most accomodate) and say I am booking with 3 guest (2A+1C) as it is a system limitation and I would be getting another Child(C) for the stay.
 
cathalm8 said:
Did you manage to get a room that caters for 5 using points or free nights? Family of soon to be 4 here with 2 young kids so wondering if any of the hotel credit card offerings are any good for young families.

I checked the Conrad Hilton in Tokyo and as soon as you go above 3 people (inc. young kids) it removes the 95k standard room reward and I assume it removes the free night reward option which kind of kills the Hilton credit card reward offers for young families of 4 or more..
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Sorry I booked 2 rooms there.

My wife is gold and I'm diamond so every place say only 4 get breakfast, they give it to everyone in the end
 
Just got an email from capital one regarding a suspicious purchase attempt on my Platinum Card which I didn't make which is a bit alarming. I have had to confirm it wasn't me via their website and now the card is temporarily frozen.

Now they are asking me to 'report it as fraud' which it is. I am concerned as this could impact on the use of the card moving forward and I am just about to get my fico score I think.
 
cathalm8 said:
I am concerned as this could impact on the use of the card moving forward and I am just about to get my fico score I think.
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What do you mean?

You won't be able to make purchases on the card until they ship out a new card, which is a hassle, but otherwise it shouldn't affect you.
 
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nthd_nthd said:
Thanks. Used it. Registered then now they ask to verify account by notarised ID for $15/pp. Is this normal process?
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Yup, very normal with all mail forwarders. Don't worry, it is a quick and painless process. You just show them your passport and sign a form, and it's all done in 10 or so minutes.
 
levelnine said:
What do you mean?

You won't be able to make purchases on the card until they ship out a new card, which is a hassle, but otherwise it shouldn't affect you.
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Ok that's what I was hoping. I was just worried it may have other consequences as reading upthread about getting flagged for fraud with Chase etc can be a real pain I think..
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levelnine said:
What do you mean?

You won't be able to make purchases on the card until they ship out a new card, which is a hassle, but otherwise it shouldn't affect you.
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What's also concerning is how did they get the card info
 
cathalm8 said:
Ok that's what I was hoping. I was just worried it may have other consequences as reading upthread about getting flagged for fraud with Chase etc can be a real pain I think..
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Getting flagged for fraud with Chase is a problem if you are the source of the fraud (eg abuse of the system), not if you are the victim of fraud.
cathalm8 said:
What's also concerning is how did they get the card info
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I wouldn't overthink it. There's huge amounts of fraud hitting US cards at the moment, especially Amex cards. My best guess is that many US card issuers do minimal fraud verification checks to make it as easy as possible to transact on the card (ie if you put up too many fraud checks, people give up and use another card). The trade-off is more fraud from brute force number generation attacks.
 
Hi everyone,

I've been an avid reader and contributor of this forum and have found the information incredibly valuable. I hope you can help me with a specific query I have.

I've had an Amex Bonvoy Brilliant card through GT for over 18 months now, and I've managed to maintain a high FICO score of 790. I'm looking to obtain an ITIN and was hoping to get some guidance on the best strategy to achieve this.

I understand this topic has been discussed extensively in the past, and I appreciate your patience as I seek advice. If anyone could point me towards the most relevant information or share any recent experiences, it would be greatly appreciated.

Thank you in advance for your help!
 
I applied with Sh Studio on Fiverr following @Finale 's recommendation a month or two ago.

The application is handled by a 3rd party agent - you need to give them some personal information and a copy of your passport.
 
Thanks for the feedback.

It seems that people either use 'Theshstudio' on Fiverr or EIN Express to obtain an ITIN as an Aussie.

A few follow-up questions for the group:
  1. How does acquiring an ITIN affect your ability to get an EIN or set up an LLC in the USA?
  2. Are these services (Theshstudio and EIN Express) acquiring ITINs legally for us, or is there any risk of them using dodgy methods?
  3. Is having an ITIN and a good FICO score enough to apply for credit cards and open bank accounts in the US?
Appreciate any insights.
 
travelguy83 said:
Are these services (Theshstudio and EIN Express) acquiring ITINs legally for us, or is there any risk of them using dodgy methods?
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I can't answer your other two questions confidently, but can say they are operating as Certified Acceptance Agents on behalf of the IRS. As far as I know it's above board.

If you were worried about their legitimacy, you could try using a CAA in Australia:

Acceptance agents - Australia | Internal Revenue Service

Acceptance Agents - Australia
www.irs.gov www.irs.gov
 

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