Strategy to obtain US Amex

Is Cap1 particularly overzealous with account shutdowns for fraud ?

New account, new card. Activated via their phone IVR service.

Should I wait until the physical card is sent over and do some in person transactions with the physical card before trying to connect it with Apple Pay or using it for web purchases with Australian merchants ?

I think I was pretty lucky getting it approved so I really don’t want to have it shut down…
 
Is the easiest option to suck up the $150usd af for a Green for one year for her ?

Is it possible to do your first GT into a business card ? (I think there is a fee free MR card there)
I remember reading upthread someone was successful doing a business GT - not sure if it was their first though
 
Is Cap1 particularly overzealous with account shutdowns for fraud ?

New account, new card. Activated via their phone IVR service.

Should I wait until the physical card is sent over and do some in person transactions with the physical card before trying to connect it with Apple Pay or using it for web purchases with Australian merchants ?

I think I was pretty lucky getting it approved so I really don’t want to have it shut down…
giving yourself best chance would seem using card in person and maybe doing a US transaction - I only have experience with Amex so far and they seem to not care one bit but others suggest Chase/C1/Citi are more stringent
 

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