Strategy to obtain US Amex

Has anyone added a Cap1 card to Apple Pay ?

When I try from iOS Wallet, it adds, but then verification options are the Cap1 App and a phone number. The phone number just has a recorded message saying "follow instructions on the app" (!)

The App fails to verify, saying "We cannot activate your card at this time"

I've tried doing it when my phone is on a US VPN and it didn't make any difference...

I had this issue with Google Wallet. The first time I called and sorted it out on the phone but had to be transferred a few times I think. Same issue on the new phone, this time it worked by using Tailscale for IP, disabling the Australian SIM, keeping T-Mobile sim on, and turning off private DNS and location. Using just Tailscale didn't work. One or more of those things with US IP will help so other VPNs might be ok.
 
Do you have family/friend with a residential endpoint in the US that you use for this ?

Yes, a friend set it up for me on her raspberry pi (a bit more complicated). I did it myself on a few locations using Wyse thin clients. Pretty cool for sharing Netflix and other things 😁

Originally I set it up to access files on my home network and as a VPN when traveling. It's even more useful now. Amex Plat gives Walmart+and that gives Paramount+ too and US account won't work in Australia or on VPN. Disney+ is a bit better. You can't signup/change package using VPN but once you have an account, it works in Australia.
 

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