Strategy to obtain US Amex

[Phoenix-1]

I have an offer to get a $250 bonus by opening an Amex checking account, but the form requires me to answer a question about W-9 backup withholding. No matter if I chose "yes" or "no" one of the statements is "I am a U.S. citizen or other U.S. person"

For those who opened Amex checking accounts, how did you handle this?

 

[levelnine]

And I assume doesn’t take up any space on 5/24 as business?

Correct.

 

[georgie23]

I have an offer to get a $250 bonus by opening an Amex checking account, but the form requires me to answer a question about W-9 backup withholding. No matter if I chose "yes" or "no" one of the statements is "I am a U.S. citizen or other U.S. person"

For those who opened Amex checking accounts, how did you handle this?

From memory this didn’t come up when I signed but there was no sign up bonus when I signed up.
I have an offer for $350 for a Savings account and I looked at it quickly the other day and the same form came up

I am assuming it will be for people earning interest and completing tax return the form is required. As non resident aliens not sure if we can just ignore it - seems Amex will want to complete a form anyway

- wondering if the SUB only triggers a 1099 form if reaches over $600 (have seen that from elsewhere)

 

[Phoenix-1]

I am assuming it will be for people earning interest and completing tax return the form is required. As non resident aliens not sure if we can just ignore it - seems Amex will want to complete a form anyway

- wondering if the SUB only triggers a 1099 form if reaches over $600 (have seen that from elsewhere)

Makes sense. Maybe I'll give them a call. I'll report back if I do.

 

[djchuckles]

Finally got round to calling Amex about my Business Checking application. They said they just need to verify my identity. So they’ve sent me a link to do this via Notarycam.com and I’ve set an appointment for tomorrow. Seems pretty painless.

NB I don’t have SSN or ITIN (yet), and have had an Amex US CC via GT for just under 2 months.

 

[georgie23]

When I did the notary they just wanted passport and to prove you are who you say you are

 

[mike0430]

I have an offer to get a $250 bonus by opening an Amex checking account, but the form requires me to answer a question about W-9 backup withholding. No matter if I chose "yes" or "no" one of the statements is "I am a U.S. citizen or other U.S. person"

For those who opened Amex checking accounts, how did you handle this?

I think the problem here is that its hard to qualify for the 2 x $1000 deposit transactions.

 

[blacksultan]

I have an offer to get a $250 bonus by opening an Amex checking account, but the form requires me to answer a question about W-9 backup withholding. No matter if I chose "yes" or "no" one of the statements is "I am a U.S. citizen or other U.S. person"

For those who opened Amex checking accounts, how did you handle this?

How did you receive offer ? Was it an email ?

 

[blacksultan]

Everyday no annual fee one. If you don't want to loose 1 slot of 5/24 then downgrade (after min 1 year) one of aMex card to this Annual fee free to keep your MR

Can’t downgrade as everyday are / were in a separate card family .

 

[Phoenix-1]

I think the problem here is that its hard to qualify for the 2 x $1000 deposit transactions.

Seems like Revolut deposits as ACH which will meet the requirements.

How did you receive offer ? Was it an email ?

As part of the "Offers" under my Amex Blue Everyday card.

 

[djchuckles]

Seems like Revolut deposits as ACH which will meet the requirements.


As part of the "Offers" under my Amex Blue Everyday card.

I assume transfer from HSBC US to Amex will count?

 

[Voele]

I have 2 cards open, amex green since May, and Surpass for 3.5 months now. I spent ~$17k on the surpass (cycled through the credit a couple times) to get the FNC before year end.

I tried to apply for a credit increase, but got denied. Also currently in PUJ for another card. Am I just being impatient and should I give Amex more time to build history or is it something else I'm doing wrong (e.g., cycling through credit multiple times per statement period)?