Strategy to obtain US Amex

[Viridis]

I've had an Amex Green for about 9 months now. Applied for Amex Platinum but got knocked back due to credit score apparently (FICO: 674). Have a applied for additional card too soon?

I keep getting an error message when I click on the FICO score - any suggestions?

FWIW, I had the Hilton Aspire from a GT for about 12mths before applying for the Gold Card from a second GT. After another 12mths Amex offered me an upgrade to Platinum with 100k pts bonus; which I accepted

 

[georgie23]

I keep getting an error message when I click on the FICO score - any suggestions?

Well known - does not work unless you have a SSN now unfortunately

 

[DC3]

I keep getting an error message when I click on the FICO score - any suggestions?

It’s been like that for some months. FICO is no longer viewable. See upthread.

 

[nthd_nthd]

A few months ago, I could not login Equifax if I didnt have VPN on. Then

I have been locked out of Equifax for a while - could not log in - getting error message saying Please contact us. v.v.v.

Trying again so many times today and I turned off VPN - voila - it worked.

DP In case someone in my shoes.

 

[nthd_nthd]

Also P2 had Amex via GT, 1 free AF Cap1 via ITIN . Checked his Equifax today, just Cap1 showed up.

Also, I had 1 Amex as P2 Authorized user (GT card) and it showed up in my Report too. so If you are thinking of building credit history but dont want to loose your 5/24 spot, Dont do Authorized User. It counts toward 1 as your Credit card.

 

[levelnine]

Also, I had 1 Amex as P2 Authorized user (GT card) and it showed up in my Report too. so If you are thinking of building credit history but dont want to loose your 5/24 spot, Dont do Authorized User. It counts toward 1 as your Credit card.

It does show up on your credit report, but you can get a Chase agent to discount authorized user cards if that's the only thing stopping you from getting a new account. You call in and tell the agent you are not financially responsible for the account and they should dismiss it from a 5/24 count.

 

[djchuckles]

Just hit my $3k spend and statement cycle has completed but not got my Surpass SUB. How long does it take?

 

[Grrr]

I keep getting an error message when I click on the FICO score - any suggestions?

FWIW, I had the Hilton Aspire from a GT for about 12mths before applying for the Gold Card from a second GT. After another 12mths Amex offered me an upgrade to Platinum with 100k pts bonus; which I accepted

In terms of first cards once you have an ITIN, any thoughts on the Petal card ?

Forex free Visa, no AF option, and they seem focussed on showing you your credit score (and linking to Equifax etc)

No points/rewards, but as a bridge to increase and monitor credit score while waiting out the 12 months until Chase is available ?

 

[nthd_nthd]

Hi All

I called Chase recon line, they advised to wait for W9 form in the mail for further instruction. What does it mean - do I have any hope? and Should I fill and return W9 form as requested by Chase?

 

[Viridis]

In terms of first cards once you have an ITIN, any thoughts on the Petal card ?

Forex free Visa, no AF option, and they seem focussed on showing you your credit score (and linking to Equifax etc)

No points/rewards, but as a bridge to increase and monitor credit score while waiting out the 12 months until Chase is available ?

I never got an ITIN so I’m afraid I’m largely stuck with the cards I have (but I’m happy that way) and I’m of no use to the more ‘professional’ interests that this thread now covers

Whilst I’d very much like the Chase Sapphire I’m not really prepared to ‘put myself out there’ to acquire an ITIN.