Strategy to obtain US Amex

Grrr said:
yes I’ve learnt the hard way…

The first time it was actually iBKR’s fault - funds showed as available for withdraw before T+3 (they normally show as unavailable), so I thought they must have processed it super quickly

This most recent time was my fault - I misread my balance as it shows a ‘Total cash’ amount which is actually in primary currency (AUD), not USD

Anyway, even if I did wear both $29 charges, it’s still cheaper than Wise !

Particularly if you set up direct debit from Amex card to the iBKR US account. Unlike with ACH, there is no monthly limit/fee
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Did you have an application rejected under these circumstances but then approved 30+ days later ?
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Yes I had one rejected. I said what happened but it's a policy
 
Anyone with the Amex Biz Platinum that has used the DELL credit successfully? Just tried to order some SSD's to my myUS address and they have cancelled my order twice.
 
velli25 said:
Anyone with the Amex Biz Platinum that has used the DELL credit successfully? Just tried to order some SSD's to my myUS address and they have cancelled my order twice.
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Call them up and get them to process the order over the phone and/or remove the reseller flag on your account.
 
Hi all

Wonder if anyone else has run into this problem.

I was approved for the C1 SavorOne card and just received it in the mail today. When I went to activate the card both in the C1 app and online, it requested that I call their card activation number to finish my activation.

When I called, they stated that I had to provide ALL of the following documents for my card to be activated:

To finish processing your recent request, we need some supporting documents:

  • State Government-Issued ID/Driver's License - one image of the front and one image of the back
  • Social Security Card - one image of the front of the card
  • Proof of Residence - must clearly show your account information including account number and address; and must be less than 60 days old
  • Bank Statements
The customer service agent was eluding to the fact that I need to send all docs requested in.

I've already sent through my AU passport and ITIN to get the card approved.

I've sent through my AU passport and ITIN again, along with my last 2 BofA bank statements showing my current address. I'll let you know of the outcome.
 
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Another DP for C1.

I submitted the above ID documents to C1 and called their fraud line to see if they received them. The agent I spoke with confirmed the docs were received but stated that she needs four months' worth of bank statements (which I provided) and that it's unlikely that my AU passport will be accepted as it's not a State-issued ID or DL. I was advised that they would call me back.

So it's not looking good. For anyone worried about the Chase 5/24 rule, perhaps don't start with C1 as your first card outside the Amex system.
 
scibo10 said:
Another DP for C1.

I submitted the above ID documents to C1 and called their fraud line to see if they received them. The agent I spoke with confirmed the docs were received but stated that she needs four months' worth of bank statements (which I provided) and that it's unlikely that my AU passport will be accepted as it's not a State-issued ID or DL. I was advised that they would call me back.

So it's not looking good. For anyone worried about the Chase 5/24 rule, perhaps don't start with C1 as your first card outside the Amex system.
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P2 had that issue earlier after getting approved. The fraud team said passport was ok and also said he would leave the note about it in case another agent looked at it later. I guess it depends on who you get. P2 doesn't have a bank statement though. Had to ask them to cancel the card.
 
scibo10 said:
Another DP for C1.

I submitted the above ID documents to C1 and called their fraud line to see if they received them. The agent I spoke with confirmed the docs were received but stated that she needs four months' worth of bank statements (which I provided) and that it's unlikely that my AU passport will be accepted as it's not a State-issued ID or DL. I was advised that they would call me back.

So it's not looking good. For anyone worried about the Chase 5/24 rule, perhaps don't start with C1 as your first card outside the Amex system.
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Hope it gets sorted - what would you suggest then as first away from Amex card
 
georgie23 said:
To HSCS US Checking account holders - is there a consistent day that statements come out - just awaiting to upload one to Amex
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Should be same day every month but I got tripped up by fact if there’s no transactions since last statement they won’t produce one. They can however create an interim one but it will likely be for less than 30 days and not satisfy Amex
 
djchuckles said:
Should be same day every month but I got tripped up by fact if there’s no transactions since last statement they won’t produce one. They can however create an interim one but it will likely be for less than 30 days and not satisfy Amex
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Ok thanks
Plenty of transactions wasn’t sure if it was at start of month or each 30 days
This is the first month of it
 

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