Strategy to obtain US Amex

[levelnine]

Just received another Amex letter at US address, any idea what it could be? Has a US First Class Mail American Express logo where the stamp should be.

1099s from referrals/bank bonuses are being sent out atm.

 

[pyramidforce]

1099s from referrals/bank bonuses are being sent out atm.

I'm unfortunately not too familiar with that. Is it safe to ignore or should I deal with it? Only one Amex aspire approved mid January received a few days ago.

Edit looked into it a bit more, there is no way that I have hit a SUB or even earned any points so this is a 1099 for $0 or it is something else. Oh well might need to open it ans find out.

 

[albyd]

I think that's a good idea and certainly worth a try.

I'd also wait a few days and try calling the fraud team again to see if a different agent can give you different options.

Even if it doesn't work out, I wouldn't sweat it too much. Just wait until you are next in the US and try again. It's all part of the game. Plenty of people who MS hard end up getting shut down by a bank or two at various points along the way; they wait 1-2 years and try again, and very often are successful.

FWIW it may cruel my chances but I've still got access to mobile banking. I've initiated a transfer of funds out of my Chase Checking to my Citi account. I'll give the banker a call tomorrow and see what happens but I want to send Chase a message I'm not going into the branch and I'm going to move my (tiny deposits) away. They've already billed me for my AF on the CSP. I will try to get that waived on the basis that I never activated the card.

I'm looking for a 2x card with no FX fees (I know the Citi Double Cash card fits this criteria but has an FX fee) which I can use for "all other categories" since I can't get the C1 Venture card at this time. Preferably no AF but I can live with a "modest" AF. Interested to hear if you guys have come across something like this. TIA. I can't find anything in my search. The Cash back would preferably be redeemable as 1:1 FF points (I'm not asking for much am I?) I liked the Citi card but for the FX fees as its cash bank can feed through as ThankYou points where my existing Citi card is already crediting.

 

[pyramidforce]

If you can get the Venture SavorOne or w/e it is called now, you could go to Coles worth and buy Gift Cards when they are on sale to get 3% back on most things, e.g. JB, groceries, flight centre, Google/Apple gift cards to pay for subscriptions, etc, as well as if you are willing to wait for the eftpos/Mastercard prepaid carda to go on sale you might be able to pay some bills.

Edit. Also keep in mind that no FX cards still "charge" an FX spread which means you will lose between 0.5-1% when transferring funds to USD to pay the card. I am personally of the opinion that catches all 2% is not suited for me because of this.

 

[levelnine]

this is a 1099 for $0 or it is something else

Something else then. US banks send a lot of letters. Make sure you have selected online delivery for all letters in your Amex profile. That will reduce, but not eliminate, them.

 

[nthd_nthd]

Anyone has NLL link for any amex Business please.

 

[DC3]

I'm unfortunately not too familiar with that. Is it safe to ignore or should I deal with it?

It’s for the US Tax Year ending 31 December, so doesn’t apply in your case from what you have posted.

 

[joon8887]

Hello everyone, I have US Hilton honors and US amex is trying to send my new card (previous one expired). However, DHL is keep holding the package and Amex has no idea why they are holding it. Has anyone experience this?

 

[djchuckles]

Anyone been able to get the $250 Rakuten for a One account? I went through the process and was pleased to see they accepted ITIN but first time it said couldn’t validate, so re-entered it and then got the sorry we can’t open an account for you

Post automatically merged: Yesterday at 10:25 PM

Anyone has NLL link for any amex Business please.

Not sure if they still work but there was some posted on Dannys Deal Guru

 

[nthd_nthd]

Anyone been able to get the $250 Rakuten for a One account? I went through the process and was pleased to see they accepted ITIN but first time it said couldn’t validate, so re-entered it and then got the sorry we can’t open an account for you

Post automatically merged: Yesterday at 10:25 PM

Not sure if they still work but there was some posted on Dannys Deal Guru

Been trying a few links, non working for me. All expired

 

[sqrt()]

I've also deposited $US500 into my Checking account which apparently doesn't trigger the $300 bonus as it's not a payroll payment but a person to person ACH payment from my AMEX checking account.

There are other ways to trigger the DD requirement, but make sure there has been recent success. List Of Methods Banks Count As Direct Deposits - Doctor Of Credit

 

[djchuckles]

ABG approved

 

[zainman]

ABG approved

What offer? Which link?

 

[djchuckles]

What offer? Which link?

Used a referral link for the 200k. Got PUJ from a direct application. So hoping it all pans out!

The PUJ said wouldn’t get the 0% APR either so I guess I will try that after first transactions to validate that I’m not excluded

 

[zainman]

Used a referral link for the 200k. Got PUJ from a direct application. So hoping it all pans out!

The PUJ said wouldn’t get the 0% APR either so I guess I will try that after first transactions to validate that I’m not excluded

How much spend in how long? Good luck!

 

[djchuckles]

How much spend in how long? Good luck!

15k in 3 months. So it’s gonna be a trickier one. But I will do rent which is nearly $9k of
It. The other 6 should be easy enough

 

[nthd_nthd]

ABG approved

Wow, Congratulation, I got rejected by FICO score low and multiple other reasons

 

[levelnine]

In case it helps anyone, I recently applied for an ABP and an ABG. Both requested I link a bank account before processing the application. My main bank wasn't available from the drop down list, so I chose another bank account that had a tiny amount of money in it (low four digits) and they still approved both. So it doesn't seem like they're looking for a lot of money when they do that.

 

[georgie23]

I recently did an ABG application and instant approval but I have an Amex Checking and it had about 800 in it.
Maybe didn’t get asked for a bank account as have an Amex checking

 

[maverick1]

Hello everyone, I have US Hilton honors and US amex is trying to send my new card (previous one expired). However, DHL is keep holding the package and Amex has no idea why they are holding it. Has anyone experience this?

Are you using full legal name on the delivery adress?

I had a similar issue last June when I was trying to get my Delta Biz Gold sent to AU.
On my application I had but my initials as the business name (all other biz card I have used my full name and they had no issues being sent here) which DHL found as an issue for overseas delivery.
I tried twice or thrice and each time it was picked by DHL but then held in the US at the last port.
It seemed Amex rep's couldn't be bothered to find out what the reason was but were always happy to keep sending out a new card.
After multiple failed attempts over a month, I luckily had a friend travelling to US at that time so did a domestic delivery. Since the card delivery was delayed by over a month due to multiple attempts Amex did next day for domestic non premium card delivery.