Strategy to obtain US Amex

Is Chase Sapphire Preferred the card to start on with Chase or is there a lesser card to begin with?
You try to do them when they are at their maximum SUB. The CSP tends to do their annual big SUB around Easter time give or take a couple weeks. Inks seem to be later in the year.

If you can't wait for an increased SUB then go for Inks first as they won't count against your 5/24. But if you are looking for a CSP which is the best all around transferable points personal card with no forex fee, the next 3-4 weeks will be the best time to get one.
 
You try to do them when they are at their maximum SUB. The CSP tends to do their annual big SUB around Easter time give or take a couple weeks. Inks seem to be later in the year.

If you can't wait for an increased SUB then go for Inks first as they won't count against your 5/24. But if you are looking for a CSP which is the best all around transferable points personal card with no forex fee, the next 3-4 weeks will be the best time to get one.
Does Chase do an eligibility verification without a hard pull ?
 
For Oneworld carriers it seems to be Avios that is the only program which is a transfer partner for all the major US CC companies. BA and QR teaming up and allowing Avios to be pooled makes it easier.

Seems to work better for direct routes on Oneworld partner airlines. Will look into it more.
 
Does Chase do an eligibility verification without a hard pull ?
I don't think so. The US blogs are filled with people asking how to keep track of their 5/24 status and if they can get X card after 2 years and such. It's not like Amex where they put you in pop up jail if you aren't eligible.
 
I’m getting ready to sign up for Tello but I am confused about a couple things. The only thing I want it for is bank text verification codes. I used to use the TextNow app to call the bank when I needed something but I can call from my Aussie number. Can someone please confirm if this is the right plan? And is this the right app? Looks strange to only have 3 ratings? I can use your referral code if it helps. Not sure if I should try to port the old TextNow number which has been cancelled since Nov or start fresh with a new number? Can I use their eSIM on my iPhone 15Plus as secondary to my Aussie Vodafone?
 

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The only thing I want it for is bank text verification codes. I used to use the TextNow app to call the bank when I needed something but I can call from my Aussie number
I use it for both receiving codes and making outgoing calls so it looks like I’m calling from the US

That is the correct plan. I use their website rather than an app (too many pointless apps!)

Up to you whether you want to port or not

I’m on the Telstra network, but Vodafone does support VoWifi, so you’ll have no probs with that setup

My referral code is P3BSR8PP 🙂
 
I use it for both receiving codes and making outgoing calls so it looks like I’m calling from the US

That is the correct plan. I use their website rather than an app (too many pointless apps!)

Up to you whether you want to port or not

I’m on the Telstra network, but Vodafone does support VoWifi, so you’ll have no probs with that setup

My referral code is P3BSR8PP🙂
Thanks, that helps a lot!
 
I’m getting ready to sign up for Tello but I am confused about a couple things. The only thing I want it for is bank text verification codes. I used to use the TextNow app to call the bank when I needed something but I can call from my Aussie number. Can someone please confirm if this is the right plan? And is this the right app? Looks strange to only have 3 ratings? I can use your referral code if it helps. Not sure if I should try to port the old TextNow number which has been cancelled since Nov or start fresh with a new number? Can I use their eSIM on my iPhone 15Plus as secondary to my Aussie Vodafone?
yes have both lines current on iphone is correct
make sure you set up E911 address (any address works at all) to be able to use wifi calling
will end up with following - mine never shows any bars for U (my US line) but always works - works with mobile data too so not just on wifi2025-04-05 08.04.15.jpg
 
BTW, still have my Textnow subscription and it is still working fine for Amex but have heard issues receiving verification texts from other US banks. Is it still the case?
 

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