Travel Insurance for RTW QF Oneworld itinerary

[DingoBlue]

I am piecing together an RTW QF Oneworld itinerary and having difficulty finding any details regarding travel insurance in this regard. Insurance companies seem a little vague when I try and research this.
Can anyone help point me in the right direction? I am trying to protect myself should I be affected by an insurable event given my flights are mostly "purchased" with points.
Parameters are:
* 76 years young at time of booking;
* Trip duration 365 days;
* QF Gold
I will check my AX card but I suspect little interest there.

Regards

 

[Cynicor]

What’s the issue? Most policies have a section on points and how they deal with them. Should be simple enough to buy a year long single trip policy

 

[serfty]

I am piecing together an RTW QF Oneworld itinerary and having difficulty finding any details regarding travel insurance in this regard. Insurance companies seem a little vague when I try and research this.
Can anyone help point me in the right direction? I am trying to protect myself should I be affected by an insurable event given my flights are mostly "purchased" with points.
Parameters are:
* 76 years young at time of booking;
* Trip duration 365 days;
* QF Gold
I will check my AX card but I suspect little interest there.

Regards

I take the problem is you plan to be away for 365 Days and insurance for such a long trip is unusual?

 

[Mwenenzi]

During the ticket/trip duration 365 days will you be at home for any time?
Some polices had limitations on travel duration.

 

[Cynicor]

I take the problem is you plan to be away for 365 Days and insurance for such a long trip is unusual?

I’ve never seen a single trip insurance company that wouldn’t cover that length of trip

 

[p--and--t]

As an aside you will need to check your household insurance if your property is vacant for that length of time.

 

[Lynda2475]

I’ve never seen a single trip insurance company that wouldn’t cover that length of trip

Sure you can get a quote for a single trip for 365 days but I suspect would be prohibitively expensive; especially if destinations include USA, Latin America or Africa given they dont know how long you will be in those high cost places.

Most annual TI policies place a limit on the maximum duration of any one individual trip between 30-60 days; so require you to return home during the year at several points.

As an aside you will need to check your household insurance if your property is vacant for that length of time.

Yep policies can be voided for as little as 60 days absence if you haven't notified your insurer.

 

[Cynicor]

Prohibitively is a relative term. It‘s starts at $1-$2k

 

[Lynda2475]

Prohibitively is a relative term. It‘s starts at $1-$2k

Perhaps you would care to provide a few examples of policies for a 76 year old which allows you to be out of the country for the whole year (noting this is different to an annual policy which has limits on individual trips), covers worldwide (so includes USA, Africa, Latin America not just the countries with low cost reciprocal medical coverage like NZ) and isnt a junk policy?

 

[Cynicor]

NIB. I can get a nib policy for 365 days starting next week, worldwide for $5k. For a 76 YO. If the OP needs, PM me.

 

[Lynda2475]

NIB. I can get a nib policy for 365 days starting next week, worldwide for $5k. For a 76 YO. If the OP needs, PM me.

$5k is more than double the $1-2k you implied earlier.

 

[Cynicor]

I didn't say those prices were for that age group.
Indeed the thread had moved along the normal way of people not somehow knowing that there are single trip policies for 365 days of length.