Ultimate Application Denied - Frustrating

[wxxnxs]

Ive just received this card myself and was shocked to see I had only been given a $3000 credit limit.

I only got this for the 50k point promotion and was planning to kick it into touch once I had redeemed the points, as I prefer the flexibility of the Amex Plat (formerly Rewards Maximiser). However after a call to try to get the fee reduced, I have now had the $450 waived.

I'll have to reconsider my future use of it now.

They were very keen for me to transfer some of my credit limit across from my Amex Plat, must be more profit in this card?

Usually I spend about $20k a month on Amex so I am suprised about the low cred it limits, I think I have about $80k across the Westpac Krisflyer and Earth cards and about 70K on my Citi MC/Visa.

I didn't pay much attention when I filled-in the online application as you only needed about $60k salary per year so probably put down a random about as i'm in sales so my income is variable.

I have realized AMEX always offer extremely low limited when you apply for a new card no matter you had histroy with them or not. My friend got 15K limited in her platinum card but only got 2k for her new DJ card. It seems AMEX starts 2k limited for any new cards issuing.

 

[Dave Noble]

Already having a credit exposure already may have been a reason for the low credit limit especially given that they were happy to relocate credit limit from another card