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I just wanted to quickly update this thread - I was able to make it to the hospital in time, arriving late Monday afternoon, but sadly Mum passed away a few hours later. She was still mostly unresponsive when I arrived, but when I squeezed her hand, she opened her eyes slightly, so I'm hoping she knew I was there, at least for a moment anyway. Later on, she sank into unconsciousness and thankfully her final passing was relatively peaceful.
Which company though? All of the ones i've had work on a 24 hour 'day' not a calendar day. If you exceed 24 hours, they charge by the hour until it reaches the daily charge (which is typically only a few hours anyway so it's largely moot). In the first case most places would be 1 day plus three hours.