Just quickly, does the $250 need to be done in one transaction, and \ or is there rules in regards to what types of purchases trigger the insurance cover?
For example, the last thing you want is to put through a purchase of $230 for the flights, and then $20 for transfers, to find out that your not actually covered because the policy requires $250 to be spent in one transaction, or you find that $250 must be spent on certain types of purchases, but transfers are not amongst the valid types to trigger the insurance...
Just suggestion to read over the PDS carefully... Last thing you want is for something to go wrong and then find out your not covered as your purchases where not done in the right way or of the right type.
Assuming that you are a Gold Card Holder
Overseas travel and medical insurance1
ANZ Gold has built-in overseas travel and medical insurance1 so you can travel overseas with peace of mind, knowing you have one of the best travel insurance policies available through any Gold credit card in Australia.
To be covered for a range of travel contingencies including medical, cancellation costs, personal liability, lost luggage and more,
you need to pay at least $250 worth of your overseas travel arrangements using your ANZ Gold prior to departing, and have a return ticket to Australia within four months of departure.
Plus, cover is extended to your spouse or partner and dependent children (under 21 years old) accompanying you on your trip.
Please refer to the ANZ credit cards insurance features booklet (PDF 244kB) for terms and conditions. This insurance is provided by AIG Australia Limited. You should consider whether this product is appropriate for you.
To make a claim, please call AIG on 1800 339 665, or reverse charges from overseas on +61 2 9251 4298.
1. Activation of Cover In order for You to receive cover under this Policy
for Your Journey, You must:
• Continue to be a current holder of an ANZ Gold
card, and
• Prior to the commencement of Your Journey, purchased with Your ANZ Gold card a minimum of $250 for Your pre-booked transport costs (airfares and/or cruise) and/ or land content (tours, hire cars or other hired transport and accommodation), and
• This payment must be debited to Your account prior to Your departure from Australia. We will not respond to any claim until We have received proof of this payment by You, and
• You hold a ticket to return You to Australia, and that return must be within four months of the commencement of Your Journey.
Should You amend Your itinerary that changes Your travel duration to beyond 4 months, all cover under this policy will cease immediately from the time You make the change to Your itinerary.
http://www.anz.com/resources/a/1/a1...86c53/ANZ-Credit-Cards-Insurance-Features.pdf
I think that this is abundantly clear
