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markis10 said:
The ATO already have more info than any bank can provide including access to property, car ownership and insurance details as well as eBay, Airbnb and Uber income data. They (ATO) have had all your credit and debit data for years.
Banks KYC actions are generally at the request of AUSTRAC, as they look for all those lambo driving jobseekers on Newstart.
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Mercedes AMG drivers who can not afford prescriptions and have subsidies CRN number.
 

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