What's your prediction on the Australian Dollar?

Bad timing for me. Had a substantial GBP sum to convert that would have been worth a bit more two weeks ago

Had been holding off and the exchange rate had climbed above 2.01. Then Boris Johnson goes and announces he wants to leave the EU. Cue GBP to fall back again
 
I've been happy with the co-branded Amex Platinum Reserve I get from my professional society, issued directly from American Express. 2 points per dollar spent on overseas transactions. 3% foreign currency fee and close enough to mid-market rate. (Note that quite a few bank co-brand Amex now charge 3.5% foreign currency fee).

Membership Rewards sweeps to KF at 1:1.

28 Degrees is the best if you want to avoid paying foreign currency fees (they don't have any). No annual fee and the application process is pretty simple. The trade off for it is no points.

With overseas transactions, I still debate at times whether paying the extra 3% is worth it for the points.

Yes I used to have a comp Reserve, but no longer. Not worth it to me to just have it.

Without that magical 2-ish KF points for international spend though it may be time to switch back to 28 Degress/Citibank Plus and just pocket the upfront saving.
 
Given the latest news re: EU referendum has been some strong currency movements against the GBP. Has lost ~5c against the USD and then ~2c against the AUD.

AUD is looking quite a bit better now @ 0.5150.
 
I think it's time I prepay some upcoming hotel stay in the USA and Europe. It might go even higher, but I'm happy with 74 US cents and 67 Euro cents.
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The USD rate has picked up a little lately. Thankfully just in time for my trip to the US in April
It was looking abysmal a month ago
 
I'm really looking forward to the next expert who comes out predicting $0.80 by Christmas. I don't recall a solitary commentator expecting six months ago that the dollar would be above $0.70 today, let alone $0.74.
 
I'm really looking forward to the next expert who comes out predicting $0.80 by Christmas. I don't recall a solitary commentator expecting six months ago that the dollar would be above $0.70 today, let alone $0.74.

I don't think I posted it but, I had one of the "thoughts" around Christmas, it would be funny if the dollar gets to 85c by the next Christmas.
 
75.5! I take full credit as I invested a few grand at 74 which was obviously going to push it up to spite me ðŸ
 

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