Which FF programme for 25yo Sydneysider?

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modandm said:
are their any penalties associated with cancelling credit cards after using them for a year?
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I have never heard of penalties imposed for cancelling credit cards. Sometimes you may even get back a pro rata of the annual fee. :)

modandm said:
Taking advantage of promos would seem a good way to earn points. I signed up for the woolworths one and getting 16k points. Could I join ANZ one aswell?
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Why not?

nate89 said:
One thing to note though - I don't remember where I read it from, but I think if you have too many credit cards it can hinder your credit rating.
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Sometimes it may hurt. How many credit cards is too many? ;)
 
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