Kendall Roy
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Kevin, that is good advice but as people have mentioned life can throw curve balls at you and for most credit cards are the easiest way out. Really! I am not suggesting that it is OK to get into debt but sometimes it is necessary.
Some great points from JohnK.
With the exception of the month I moved to Melbourne for a new job/life, I have always paid my CC balance off in full.
My move down here cost me in excess of $4K and would not of been possible without having a credit card.
That said, the extra 10K p.a of Salary makes it all worthwhile after a couple of months anyway.