Strategy to obtain US Amex

[Triben]

Just received AMEX US savings Account bonus email, did anyone apply this before?

 

[georgie23]

Yes - got this one this morning
I got one last year but it expired as I was busy with life - I started the application but from memory had to do a W9 form for the interest/bonus - I stopped and by the time I came back the offer had expired
Anyone have a strategy around this or done a recent application?

 

[pyramidforce]

That seems like a lot of work to be honest, 25k USD held up for 60 days. I think there was a 50k points offer for a business checking account, the sofi offer, etc.

 

[georgie23]

Im putting through about 10-20K a month on US CC at moment so I am transferring - in my situation not that inconvenient - but can see if not using much tying up that much can be inconvenient

 

[djchuckles]

Managed to get Pepper registration done - what US ID have people used? I cannot provide any of the 5 they ask for…..

 

[djchuckles]

That seems like a lot of work to be honest, 25k USD held up for 60 days. I think there was a 50k points offer for a business checking account, the sofi offer, etc.

Its a big amount for 2 months - but it corresponds to an APR of 8.4% so would be hard to better that if you had the cash flow to allow it to be locked away for 2 months

 

[747800intercon]

I am trying to get the Amex Hilton Aspire card...has anyone successfully obtained one based in Australia recently?

 

[djchuckles]

I am trying to get the Amex Hilton Aspire card...has anyone successfully obtained one based in Australia recently?

Got Surpass in Sept and Aspire a few days ago (after applying on 5/1). What issue are you facing?

 

[levelnine]

For anyone doing a lot of MS, remember Monday is a public holiday — easy to forget about some of the less prominent ones!

 

[747800intercon]

Got Surpass in Sept and Aspire a few days ago (after applying on 5/1). What issue are you facing?

they wanted to see a lease agreement for the USA address I have which is one for 1Postal...everything else was ok...what strategy did you use?

 

[djchuckles]

they wanted to see a lease agreement for the USA address I have which is one for 1Postal...everything else was ok...what strategy did you use?

Interesting - did you do this via Global Transfer? On my first card (Surpass) I only got asked for address proof (so used an HSBC statement). I don’t think they asked but I would have said I’m living with family and don’t have a lease.

 

[georgie23]

they wanted to see a lease agreement for the USA address I have which is one for 1Postal...everything else was ok...what strategy did you use?

Can you use a bank statement to prove address?

 

[747800intercon]

Unfortunately not...do not have any US bank account open. Should I open one?

 

[djchuckles]

Unfortunately not...do not have any US bank account open. Should I open one?

I think you’ve skipped a few steps then - it’ll be very hard to proceed without a US bank account (though not impossible). Most here are using that for address proof (and if you’re eligible for HSBC Premium in Aus you can easily get a US one/statement)

 

[747800intercon]

Thanks so much for the replies...i will look into HSBC first..

 

[Triben]

I believe they ask you to provide proof of address; I was in same situation, I tried may time didn't work, but calling this number 866 929 5160 I only provide AU Amex card number and approved. but before they will verify you asking application number and name and US address, be ready for that.
Try tonight, few people I know got approved calling this umber.

 

[747800intercon]

Thanks Triben - I will try that...what is the application number?

 

[Triben]

Thanks Triben - I will try that...what is the application number?

Haven't applied Amex Hilton Aspire card already? I thought you did, and AMEX ask you to provide proof of address. You will get application number once you applied.

 

[747800intercon]

Haven't applied Amex Hilton Aspire card already? I thought you did, and AMEX ask you to provide proof of address. You will get application number once you applied.

Yes I have - it was about 6 months ago...I will use that application ref...

 

[Triben]

Yes I have - it was about 6 months ago...I will use that application ref...

You can try but after 3 months application will expire. if that's 6 months ago, try new application.