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You are certainly due a refund under ACL- but that right doesn't involve your card scheme. As someone due a refund, regardless of the reason. you will be joining the pool of unsecured creditors, and almost certainly won't see anything. Card scheme chargebacks are contractual, get the money at...

No, if you initiate a chargeback by request to your bank (card issuer) they will determine if it has a valid reason. You may fail at this point if the service supply was in the future. If you get past that, then the issuer sends the chargeback to the merchant acquirer, and receives the funds...

At this point in time, it becomes a bit of a tricky one. In theory, you can't lodge a chargeback for a service not provided when the date for provision is in the future. The administrators are theoretically trying to find someone to buy the business as a somewhat going concern - which includes...

To start with, QF code or AA code. I am assuming that it is an AA code (a codeshare) operated by QF. Without knowing exactly, this makes it an AA flight from the perspective of loyalty. As far as revenue flows, AA pay QF for the actual ticket - in real cash. Obviously they pay less than what...

I would go with the tech nerd interpretation - whilst world history (actually world anything) is unimportant to the general run of people living in the US, they do acknowledge their own history prior to 1900.

For non-supply of services (which this would be) Visa is 120 days past date services were supposed to be supplied, not to exceed 540 days past transaction date. Most unlikely any Bona ticket could possibly have been bought more than 500 days ago.

Half way house is to change to Bank for Christmas. Stops them going to QF, but it you suddenly have a need (like Points Club or the like), you can change to QF and send them all at once. AFAIK you can always change to stop banking and just redeem them for $ as well.

If it was a scheme debit card (e.g. Visa or Mastercard) it may well still be eligible for a chargeback if the transaction was made using the Visa/Mastercard number.

For the first option, you need to check as two separate one ways, breaking it at SIN Check for Departing HEL arriving SIN Connecting LHR Airlines QF for your date Check for Departing SIN arriving SYD airlines QF for the second part. Check for H in both. Then - need to check the fare rules for...

Probably not just the degree of risk, but the "lumpy" nature of potential claims. Most travel insurance incidents are relatively regular and affect a relatively small number of people for each one (a plane load or two being about the maximum). The regularity means that the cost of claims can...

Not quite. There are some legacy plans (no longer available to choose, but still active for those one them). Optus customer service have tried to convince me to change, but when they looked at the old plan, conceded that they can see why I wouldn't. The larger versions of the Optus Choice...

Don't be so sure. I don't know, but a lot of Admiralty law also applies to aircraft. In many cases, services supplied to ships (and I think aircraft) can create liens against the vessel. Arresting the vessel until payment is made could be quite legal. There are many cases where owners of...

Agreed - but I think this is a manual decision, not system automated - although it may bump people who are not checked in. I doubt that it would automatically bump people checked in. Yet another reason to have connections on the same PNR - even if your "connection" is fine timewise, it is not...

I am not sure I believe the explanation. I didn't think the "jigsaw" that the "system" does allows for bumping pax booked on one flight to make room for others not already booked on the flight. It would do its best to assign pax from other flights into vacant seats, but not actively remove...

Just about does - as long as the service is not provided. It is not the airline the money comes back from, it is the merchant acquirer providing the Credit card facility (normally a bank, but also Amex) that pays. Visa or Mastercard should be fine (different banks etc.), Amex could be more...

It doesn't say you can claim $10,000 AUD. It says: As you are claiming damages, you will have the onus on proving your damages. Just being a day late is not going to justify compensation, let alone hugely expensive fares. You are going to have to prove actual loss. You will face the...

It doesn't necessarily have to be the next available flight, and if you misconnect due to later arrival or delay from the AS flight, it is not Qantas' problem - it is Alaskan who are on the hook to organise the alternatives and look after you.

Get someone with access to guest you in. Definitely the most affordable, but did you want to guarantee entry to any particular lounge at any particular time.

The indent got a bit screwed up pasting out of EF. The next line ALL - COUNTRY CA 05JUN24 - INF is supposed to be indented, and I believe part of that first line - only applying to flights going to Canada.