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I thought that we needed to get a new Amex card with an ITIN to then add the ITIN to credit profile so that when Chase looks it, it is linked to credit file - that's my understanding Some have shown a way of uploading document to Amex - not sure if them adding it to the file then gets reported...

My P2 has tried to get one recently - she has amazing credit and no debts with great income - first time just got plain decline - have tried again - it seems way harder than it should be. - maybe Amex AU is tightening something that we are not aware of

thanks. - did you send any proof of anything - eg AU statement

Applied for HSBC US Checking and got a email this morning asking for more info with some proof. Did anyone else get this or have suggestions? I was planning on saying l - travelling frequently to US - looking at work opportunities and some real estate options - paying bills and living expenses...

Agree - marginal at best if can't claim the benefit from paying via a business - SNIP is best option for this if you can make the sums work for you

yes feels like that is her "magic" - can just sign saying needs it and wants it

This is what SSH studio did

So my understanding summarised (according to above video) - W8BEN or W9 - neither go to IRS but the payor keeps if needed - purpose is to work out do they need to withhold tax for payments - W9 may lead to 1099 form and then doing a tax return - W8BEN should not lead to 1099 as non resident's...

the comments here seem to suggest ways of getting around signing a w-9 "Yes, I've had to insist this with almost every application. The outcome varies - I've had to submit an unsigned w9, a W8Ben, and sometimes nothing. Just depends on the CSR. If it helps, I have found the fraud line more...

I got first statement for Platinum, called and asked about my application - still no - need bank letter - explained can't get it - told this is what I need. Green card gets statement in a week, may end needing to wait the full 30 days from address change and call back and enquire She did say I...

https://www.doctorofcredit.com/american-express-business-checking-removing-foreign-transaction-fees-temporarily/ Not sure if anyone has it and has notice no FTF, more importantly on blue business plus may be no FTF as per comments - looks like a great card for free if it is true DP - on...

Wondering did you set them all up with differrent email addresses etc - Have access via multiple sources and looking at setting up for P2 on Amex USA - do I need to use my already existing account to link it up to or do I get another account to add to

Used all over European summer and mostly was able to use On weekend in Auckland place was empty on Monday

maybe - I can't remember - maybe I will try during US business hours and see how I go - it was a pretty quick no we can't help you, you need to send in this 1728461029 yes it seems a bit of a luck of the draw as to the questions you get asked - if they happen to relate to you it seems like it...

With the Equifax I tried to setup online with ITIN All the records are not related to me as it predates my start of history I hit no to everything and it makes me call in They say I need to send a copy of ITIN and proof of address Will have to post that in Hopefully my Amex bank statement is...

10 years is amazing - You might have to keep that old phone - esim is new way of future and new iphones in US dont have a physical sim slot anymore

Sure do - why not invest in 2FA using own banking apps and face ID or authentication apps - was reading Ultramobile can work via VPN on and get it setup outside of USA but no different to Tello and Tello is cheaper

I was looking into that and seeing what the cheapest options are - doesn't seem that cheap but doesn't seem anyway of being able to connect unless originally connect to network in US - so need to be stateside to make it happen

As in can get 2 cards in any 90 day period So one now and the next one in day 6 to day 90 is fine

Amex is 1 card in 5 days and 2 cards in 90 days (doesn't mention difference for business) according to https://www.bankrate.com/credit-cards/issuers/amex-application-rules/