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Was there a reason you went Ink first prior to personal? Any advantage either way

It’s interesting from 2-300 to now 2 mil plus 10 fold increase in 15 years or so Maybe that just reflects more people spend more on Amex and so they always just want the top 0.1% on Centurion

Welcome to the game. This is it - there is no perfect answer only the one that works for you. For my first GT I went with Green as I wanted to transfer MR points. I have focused on MR points with subsequent cards. For P2 cards we are going down hotel cards - airline redemption were more...

I have Apt but don’t think it matters - I always list it as Apt just so I am consistent everywhere I put it down

When we got the call to verify with the link I uploaded Passport/ITIN and 2 x bank statements from HSBC - we did NovaCredit but same process - was hoping that would verify address and pre empt them saying all ok 1741911568 I have done about 25K a month for 3-4 months and no questions so far -...

Just did our P2 this week - 48 hours was how long to review and then approval email

Wife got any rejection amazing credit score, salary and no loans Closed last account in Oct and has no loan Will try again in 3 months

well done - just tried my wife's for application over weekend - perfect score and no cards (closed latitude in Oct) and got the 5-10 days pending so think it will be a no - have been trying since Sep last year Might have to try again and use my referral code and see how that goes

Update - redid the application again and today the passport and DL worked with equifax and was able to go through - need to call Amex tomorrow but interesting part is that the AU credit report got converted into a US equivalent report (her 1002 AU score got converted to a 753 US score and was...

VPN From the privacy subgroups on reddit They rank Mullvad and Proton as better VPNs Nord / PIA and cybershark and most of rest are meant to all be ok - not amazing but better than nothing - lots of advertising and promotion For the average punter probably fine for what we want to achieve...

That’s her AU score but she doesn’t have a Amex AU card Keeps getting rejected by Amex AU

Its never easy in this game I just fired up P2 application via Nova Credit with the new ITIN - applied for HH, put in all details, then entered Australian detail and it wouldnt accept the passport but did take DL and Medicare but then came back as unsuccesful as could not get the Equifax AU...

Update Applied for P2 ITIN via SH Studios on Jan 17 and just got email from them with ITIN letter - it was dated March 3 Pretty quick at the moment

- I have seen many of the canadians do TD Bank - looking at website seems you can pick Australia as country and non resident alien and add ITIN but I haven't done applicaiton - Ally bank - seems to be an online bank that is ITIN friendly Maybe also discover bank or Santander If you go through...

Chase website Certain fees and transactions don't count toward the spending requirement When making purchases to earn your sign-up bonus, make sure that you understand what fees and transactions don't count toward the spending minimum. Certain fees and costs such as foreign transaction fees...

No I just paid the ATO directly - 1.49% for Amex - they didnt care if was a US Card or not Was able to pay a staff Super as well using ATO portal The card fee is a seperate line and I dont think this counts to SUB. Chase may of course be different

I have no Chase experience but 4 different Amex cards, I paid ATO and it counted to SUB

I tried but unfortunately need to do in person for non resident aliens If have SSN it may be different Tax implications - not sure - may get a 1099 form I believe if worth more than $600 - some have said it happens with even lower amounts

Need ITIN for Business if applying as sole trader

I used docupost and it was great - easy and fast With Experien I got the same letter first time, I just called them and asked what do I need to verify and they verified my letter over phone and posted me a copy of my file