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Platinum Edge uses the same coverage as the Explorer. Buy additional coverage if this cover doesn’t suit as you won’t be covered by the Platinum Charge policy.

The rep is correct. You’re only eligible for a bonus from Amex if you haven’t held a card with them for 18 months, have held a David Jones Amex only, or currently hold a corporate card.

Definitely have been seeing this across more products (Nab will start doing this with their highest tier card in June - switching from a $295 annual fee to a $24 monthly fee). It probably intends to avoid not only that initial sticker shock but also stop customers having that second shock when...

Just saw that the Amex Essential card is back on offer, now with an 80k sign up bonus and a $9 per month fee. Very interesting to see multipliers on different spend categories, something that largely disappeared when the points ‘enhancement’ happened back in 2019...

The Platinum card’s insurance T&Cs say that you have to use your corresponding Membership Rewards points or frequent flyer points (listed on the same line) to pay for the full amount of your outbound ticket. To me, corresponding indicates the frequent flyer points need to be derived from your...

I’d probably be okay with a $1,600 AF if the benefits remained the same but they got rid of the 3% FX fee and broadened the travel insurance coverage so I could be secure knowing I’m still covered when I use a flight credit or points gained from other sources.

Can confirm the above. Applied for the Platinum charge while holding a Qantas Ultimate and it did not trigger a hard pull. Auto approved as well and was not asked to supply documentation. You can only ‘upgrade’ if you currently hold an existence charge product (ie Green or Gold).

Hi all, Not sure if this is best suited here or in the Accor forum, but I’ll shoot my shot. Currently looking into getting a Nab Rewards Signature card and converting points to Accor. I’m a lowly Accor Silver member so I want to also take advantage of the Gold upgrade as well. Does anyone...

Not sure what to tell you. A mortgage is a loan, but a $300k line of credit attached to a mortgage is potentially $300k cash you could spend and owe someone that isn’t Amex. Lenders won’t be particularly interested in how much cash you have in the bank either because at the end of the day, that...

You earn $300k and have a line of credit of $300k. Amex has no way to tell if you’re going to max out that $300k line of credit tomorrow and be unable to repay your credit card. The law requires you to be able to pay the full amount of your credit limit within 24 months (income minus expenses...

The only Amex cards that did not preclude someone from getting the sign up bonus from a 'main' Amex card (at least in the past 5 years) were bank-issued Amex cards, the David Jones Amex and the Westpac Altitude Amex - all of which have been discontinued. The only scenarios where you can have...

Edit: Someone said the exact same thing above me haha - basically, there's no need to wait the month it takes for the card to come via sea mail from Hong Kong.

I suspect churners are still welcome by card companies if they spend a lot and/or keep using the card after the usual 3 month sign up bonus spend period.

Probably a bit OT for the Amex forum but the Citi Premier offers that low tier PP (2 free visits and US$35 for subsequent visits) and that card is currently being offered with 200k Citi points for a first year AF of $150. Could be worth a look in your situation.

Not the Platinum, but my Priority Pass on my Citi card was cancelled about a week after cancelling the card the PP was attached as a benefit to, despite the PP renewal date being July 2024. I would imagine the same would happen with Amex.

The short answer is probably the Ultimate to take advantage of the 100k Qantas points on offer atm. Amex is usually pretty happy to add new cards for someone who has a history with them, so you can always get the Platinum after the fact if you find it suits your needs better. The long answer is...

I realise I’m probably in the minority, but because I get AFR access through work anyway, I actually like they switched to The Australian which also provides access to WSJ.

Unless they've changed it in the past 3 months, a friend of mine received a physical Priority Pass card when she got her Platinum card in Feb / Mar.

They’re not sponsoring it this year, so no lounge.

Amex really needs to relax their insurance eligibility (ie as long as taxes are paid) or at least provide clarity on when a card holder is covered. I suppose it’s a bit better for Platinum card holders because we can bank our points and transfer them when you have enough for whatever flight...