Re: AMEX not accepted or surchage
I fronted up at a pharmac_ meaning to buy a metcard. They do accept credit cards including AX (with prominent AX advertising material). I saw the sign stating a $10 minimum for credit card transactions, and thought - great, as I was going to buy a 10 x 2 hr zone 1 ticket which is above the minimum.
However, when the cashier saw my AX, she immediately threw the card back at me and rudely mentioned that it's not accepted as a form of payment if I'd only wanted to buy metcards. Turns out that to use AX I had to spend another $10 on other things in the shop or use VI/MC.
When I rang up AX to ask whether this was legit, they contacted the pharmac_ to seek an explanation and came back to me stating that there's nothing they could really do there and then as the pharmac_ makes v little money on metcards and had to recoup the AX transaction fee. They did promise to "follow it up" though, whatever that means.
I didn't realise that AX would conduct an Inquisition on the pharmac_.
Which would probably make shopping or witnessing stat decs (!) there in future a touch awkward. But I'd probably not want to enter the shop again, AX acceptance or not, if the same rude cashier is working there anyway.
Ended up purchasing my metcard at the 7/11 across the road so all good.
Doing a search on AFF produced this thread, and it seems practises like these are rather common. What kind of transaction fee must AX be charging to make them such an unattractive proposition for merchants? And if the fee is deemed too high, why would AX not want to expand its network by charging a more reasonable fee? Perhaps there's some branding/marketing advantage that AX can rest on vs MC/VI to justify its higher fees?
So far I've not had any major problems with AX acceptance, apart from my water company and a favourite local cafe of mine that's cash only (we still do eat there because they're just awesome
-- though I must admit the AX acceptance at the other favourite local acts as a tie breaker when I'm undecided as to where to have brekky
). Probably a good idea to keep the VI handy for "emergency" situations, ie no AX acceptance within a 10km radius or something.