This is a great little card, and is extraordinary value!!! This was the first card I applied for in my hunt to grow my frequent flyer points balance and if I was only allowed to pick one card this would be it. More on why I think this shortly, but if you want to apply straight away, the current offer expires 30th May 2016, and a
current referral link is HERE!
Now onto why I think this is a great and very versatile card, and with a annual fee of $195, it isn’t going to break the bank!
The secret to this card is it’s points earn, balance or put another way, the bonus points on particular earn categories:
+ 3 points per dollar on supermarket shopping. Given most people buy groceries, this is a really easy way, 3 points per dollar, to increase you points balance. You want find a better earn rate on your groceries than this one!! You can maximise this by buying gift cards for other shops with your groceries and earn $3 points / dollar on these too. Examples might including buying JBHiFi gift cards to purchase a new phone (you can also get around JB’s credit card surcharge with this!)
+ 2 points per dollar on petrol. Like food, most of us buy petrol, so this is a really easy way to grow your points balance too!
+ 1 point per dollar on everything else.
This card also includes a couple of other very valuable features, which are:
+ One free domestic return flight on Virgin Australia per year. This alone easily justifies the annual fee. The flights I booked were worth $436 return, so this was a pretty good deal for me.
+ The widest variety of transfer partners of any Australian Credit Card. These include: Singapore Airlines Kris Flyer, Virgin Australia, Ethiad and SPG (for onward transfers to BA, AA, United etc)
+ Free travel insurance – as always read the T&C’s carefully here!!
For me this card is kind of a no-brainer. The annual fee is covered by the free flight and the points earn at the supermarket and on petrol can’t really be beaten. If you are keen to
apply the
15,000 bonus Membership Rewards points on offer now
expires on the 30th of May 2106. This is only available through a
referral link.
Quick Card Summary (from the AMEX website):
+ 15,000 Membership Rewards bonus points if you apply by 30 May 2016, are approved and spend $500 on your new Card within the first 2 months of Card Membership.
+ Earn 3 Membership Rewards points per dollar spent at major supermarkets
+ Earn 2 Membership Rewards points per dollar spent at major petrol stations
+ Earn 1 Membership Rewards point per dollar spent on all other purchases excluding utilities, insurance (except those issued by American Express), telecommunication providers and government bodies in Australia where you earn 0.5 Membership Rewards points per dollar spent
+ Free domestic return flight every membership year
+ Complimentary comprehensive domestic and international travel insurance when you pay for travel on your card you will receive
As before, if you’d like to apply my
HERE IS MY REFERRAL LINK and I’d be very grateful to anyone who is kind enough to use my link.