AMEX rejection

[levelnine]

Has anyone been rejected but later approved?

I've tried to sign P2 up for Plat Charge on 3 occasions in the last 12 months - each 90+ days apart. All rejected. She hasn't opened a card in 9+ months.

Some recent data points on an OzBargain thread show people having a similar experience. Seems like once Amex flags you as a churner, you're blacklisted for an unspecified period of time.

 

[doctorstrangelove]

Has anyone been rejected but later approved?

I've tried to sign P2 up for Plat Charge on 3 occasions in the last 12 months - each 90+ days apart. All rejected. She hasn't opened a card in 9+ months.

I was rejected in January 2024 in all likelihood for previous churning as there were no other obvious red flags. I had applied for an AMEX Platinum just after my 18 month exclusion period had ended. I reapplied in September 2024 and was instantly approved. My last credit card opened prior to this was in September 2023.

 

[pyramidforce]

Has anyone been rejected but later approved?

I've tried to sign P2 up for Plat Charge on 3 occasions in the last 12 months - each 90+ days apart. All rejected. She hasn't opened a card in 9+ months.

I have been rejected jan2023, may2024, oct2024. However, each of those times I had opened another card somewhat recently.

Im coming up on 90 days since oct2024. Will have been 10 months since my last card in march 2024. Will apply for plat edge instead of plat. Hopefully something will work!!

 

[N0mad]

Has anyone been rejected but later approved?

I've tried to sign P2 up for Plat Charge on 3 occasions in the last 12 months - each 90+ days apart. All rejected. She hasn't opened a card in 9+ months.

i'll report back shortly, rejected last Feb for Plat charge and opened instead for P2. Planning on downgrading hers and reapplying for myself next month. I haven't opened or closed a card since Dec 22 so hoping i'm in the clear now.