ANZ Frequent Flyer Black Card (NEW)

[Jleno]

As I noted in the other ANZ Black thread this is not correct. You need to also hold a return ticket to Australia, and to also meet all other eligibility conditions in the T&C (which most people would).

The return ticket is important as it means that if you do not have it, if you have booked say $5000 of land content and have to cancel, then you will not be covered.

Wondering if that has to be the one return ticket out and back into Australia or whether it can be any air ticket taking you back to Australia. The example would be for those who buy return tickets from overseas - ie I always buy SIN-SYD return tickets as they are always much cheaper than SYD-SIN return - in this scenario, the return leg is actually part of a separate booking.

One of the best things about the card is the free lounge access in many countries. I would like to keep it after the first year for this reason, but not for the $400+ annual membership. Also has a lower QFF points accrual for Visa (less than 1:1) than my other cards (although Amex is 1.5:1).

 

[adamonline]

Wondering if that has to be the one return ticket out and back into Australia or whether it can be any air ticket taking you back to Australia

The policy wording says the requirement is

(f) hold a ticket to return you to Australia.

which sounds like any ticket is ok as long as it gets you back to Australia.

 

[tinkybelle]

I also buy my tickets XZ asia or europe then either a new ticket or a frequent flyer one way to Sydney.
I would also like to know definitively if I am covered .
as i know with the AMex plat charge I am NOT. you must purchase x Australia to be covered with them.

 

[coles525]

Just wondering if anyone has any general experience (not just with the black anz card) in making a very large purchase (ie: car payment, house deposit etc.)?

1) Is there a max daily limit (other then contacting them, asking or informing).

2) Other then the credit limit, possible to put CC into actual credit for like $33,834.31c (pure example!) and make 1 lump payment (again: inform them 1st!)

Other then doing a daily payment/deposit (rinse & repeat) until full bill is paid, how else can I pay a large purchase to make sure points are earnt?

 

[MrsMorePointsPlease]

On my Citibank signature visa and ANZ Frequent Flyer American Express we regularly tip in prepayments for large purchases in excess of credit limit and the points have always been paid to us in the past. However need to cancel the ANZ due to the new points cap and upcoming non points on government charges as we have been using it to pay ATO at 1.5 points per dollar. I'm finding it hard to find a card to replace it with to pay ATO and would appreciate any suggestions.

 

[ninja-tim]

On my Citibank signature visa and ANZ Frequent Flyer American Express we regularly tip in prepayments for large purchases in excess of credit limit and the points have always been paid to us in the past. However need to cancel the ANZ due to the new points cap and upcoming non points on government charges as we have been using it to pay ATO at 1.5 points per dollar. I'm finding it hard to find a card to replace it with to pay ATO and would appreciate any suggestions.

There's 2 ATO threads on this site re: credit cards points

Here's one:
http://www.australianfrequentflyer....ce-payments-credit-17109-487.html#post1257308

 

[Nizar]

On my Citibank signature visa and ANZ Frequent Flyer American Express we regularly tip in prepayments for large purchases in excess of credit limit and the points have always been paid to us in the past. However need to cancel the ANZ due to the new points cap and upcoming non points on government charges as we have been using it to pay ATO at 1.5 points per dollar. I'm finding it hard to find a card to replace it with to pay ATO and would appreciate any suggestions.

Please elaborate on this ?
Government charges capped on the ANZ Black ? Since when ?
I haven't been notified

 

[amaroo]

Please elaborate on this ?
Government charges capped on the ANZ Black ? Since when ?
I haven't been notified

I'd say the OP is talking Plat card re the capping. AFAIK there is no issue with ATO/ANZ.

Even with the recent changes with the plat point cap you can still earn with ATO.

 

[Nizar]

I'd say the OP is talking Plat card re the capping. AFAIK there is no issue with ATO/ANZ.

Even with the recent changes with the plat point cap you can still earn with ATO.

Ah I see, well I saw this thread is for the Black card so I panicked a bit as have a fair bit to pay to the tax man later this month (a fair bit for me I mean - I'm no cove lol).

I swapped from the Plat to the Black late last when the cap came in and rely on this card alot for the ATO.
So cheers, thanks for the clarification.

 

[Salem]

Hi everyone, I'm new to AFF and the addiction that is collecting points!! My partner and I just signed up for the ANZ FF Black and ANZ FF Platinum for the 50,000 QFF points that come with spending $3000 in 3 months. I was just wondering if anyone has any recent experience earning points and qualifying for the minimum spend by paying bills (eg. Optus) and ATO Quarterly PAYG installments? I've been reading through the forum and have seen some conflicting experiences regarding ATO payments especially...

 

[Nizar]

Hi everyone, I'm new to AFF and the addiction that is collecting points!! My partner and I just signed up for the ANZ FF Black and ANZ FF Platinum for the 50,000 QFF points that come with spending $3000 in 3 months. I was just wondering if anyone has any recent experience earning points and qualifying for the minimum spend by paying bills (eg. Optus) and ATO Quarterly PAYG installments? I've been reading through the forum and have seen some conflicting experiences regarding ATO payments especially...

Hi Salem and welcome to AFF,

The ANZ Black FF card is fine for ATO transactions and full points are paid.

 

[Salem]

Thanks Nizar! Good to know

 

[YSSY]

So I put $3000 through on flights the day I got the card, any idea how long it takes for them to credit the 50,000 points? They credited the normal spend points on the same day as the statement. The $3000 was an international transaction does this has any bearing on qualifying it for the 50,000 points?

 

[shifty]

So I put $3000 through on flights the day I got the card, any idea how long it takes for them to credit the 50,000 points? They credited the normal spend points on the same day as the statement. The $3000 was an international transaction does this has any bearing on qualifying it for the 50,000 points?

No bearing on qualification for international. My 50k took 3 to 4 months to post to QFF.

 

[YSSY]

No bearing on qualification for international. My 50k took 3 to 4 months to post to QFF.

Great, thanks for that.

 

[GalaxyNexus]

Just making sure, payments to Canberra also count towards the $3000, right?

 

[melaus]

I used to be quite good, even if I do say myself, in seeing the +'s and -'s in these offers when they came around. Now on the door-step of 70, I wonder if someone can briefly explain if Airport Lounges are of no desire, what are the main differences between these new "ANZ Black Visa" and "Black Amex" over and above the standard ANZ FF Platinum Visa & ANZ FF Amex which have been around for many years.

My main points earning comes from using the Amex as much as possible where available and as a second choice the Visa, so all I concentrate on is to maximize points earning to hopefully transfer into "Air Miles" in the future, when the Superann gets a bit low to actually buy tickets to travel.

 

[shifty]

I used to be quite good, even if I do say myself, in seeing the +'s and -'s in these offers when they came around. Now on the door-step of 70, I wonder if someone can briefly explain if Airport Lounges are of no desire, what are the main differences between these new "ANZ Black Visa" and "Black Amex" over and above the standard ANZ FF Platinum Visa & ANZ FF Amex which have been around for many years.

My main points earning comes from using the Amex as much as possible where available and as a second choice the Visa, so all I concentrate on is to maximize points earning to hopefully transfer into "Air Miles" in the future, when the Superann gets a bit low to actually buy tickets to travel.

I assume you are comparing ANZ FF cards and not ANZ Rewards cards.

For the ANZ FF cards - Black has no points cap, VISA earns 1.5 points per $2, and 1.5 points per $1 on AMEX. Platinum has a points cap of $6000 spend on each card (separately), AMEX earn rate the same as Black, and VISA lower at 1 point per $2.

Also with ANZ FF cards you don't transfer points, they are a direct Qantas earn transferred each statement period. This is as opposed to their "Rewards" cards which allow you to transfer to different programs and also come in Platinum and Black flavours. The earn rates on Rewards are very different to those described above for FF cards.

 

[melaus]

Thanks shifty and regards,

Yes, the cards I have held for many years are the Frequent Flyer AMEX Black and the Frequent Flyer VISA Platinum Silver.

I have always used whichever of the two cards provides the maximum points earn mainly on purchases, of course using the AMEX where possible as it has a better points earn over the VISA.

I just cannot readily see in the advertising, what advantage these new Black Cards which have been sent to me will give me.

Being retired, I'm not in the "Travel Scene" as much as in the past, thus lounges are not of a bonus as in the past.

I guess my main question is and with Annual Fees to be considered, being higher for the new "Blacks" ...... Am I gaining anything if I change?

Currently for Amex I'm getting 1.5 per Dollar spent. Visa 1 point per Dollar spent up to $2,500 followed by 1 point per Two Dollar spent over $2500.

 

[albyd]

I think the main difference with the new black cards is the points cap. Everything else is just window dressing.

Additionally, the banks have been able to drag the "base" card from gold to platinum so effectively, we all hold super premium cards which attract higher merchant fees and keep the rewards programs attractive to us. Long may this continue