ANZ Rewards Travel Adventure Card

[lovetravellingoz]

Not according to their own T&C's- "ANZ will also waive the cash advance fee if you use your ANZ Rewards travel Adventures account to withdraw actual cash from a branch or ATM located overseas."

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I think that you may be confusing two different fees/charges. The part you cut off from my post was myself saying that the interest would still be charged, and not the cash withdrawl fee while overseas..

One is the withdrawl fee. The other is the interest charge for the cash advance.

On top of the upfront fees, remember that on any cash advance on a credit card interest is charged immediately, regardless of any interest-free period applying to purchases. The exception seems to be as the Oz-bargainer reported if the card has a pre-paid balance on it. This used to be the case for 28 Degrees, but then cracked down on people doing this practice.



Credit card cash advance | ANZ

No interest-free days
Unlike your purchases, where you could get up to 44 or 55 interest-free days (depending on your credit card), you start paying interest from the moment you make the cash advance. Bear in mind that the interest is charged on a daily basis.

A cash advance will always attract interest, regardless of whether you have interest free periods on your credit card account. With cash advances it’s important to know that interest will generally be charged from the date of the cash advance and will continue to be charged on the outstanding cash advances balance until you pay off that transaction balance (including any previously billed interest, fees and charges) in full. You may avoid being charged interest on a cash advance if your credit card account is in credit (by at least the amount of the cash advance) at the time of the cash advance. Your account may be in credit if, for example, you have previously paid more off your account than you owe.

Learn more about interest-free days



Cash Advance Fee
You may also have to pay a Cash Advance Fee (usually the greater of a percentage of the cash advance amount or a minimum fee), in addition to the interest charges. This fee will be added to your cash advances balance, which means you will also be paying interest on this.




Also See Term 12.

12. Standard annual percentage interest rate is 20.24% p.a. on purchases, 21.74% p.a. on cash advances and 21.74% p.a. on standard balance transfers as at Thursday, 23 February 2017 and is subject to change.



From just taking a look now if you can see somewhere where the interest fee charge is exempted please point me to it as I cannot see where this is stated.

 

[lovetravellingoz]

PS: I note the fine print also states: ATM operator fees may apply. So you may not be charged the ANZ Cash Withdrawl fee, but the ATM owner may still charge you an ATM fee.

 

[theblank]

I have had this card for a long time but only just used the Free Flight, and can confirm that despite what T&C and ANZ bookings service said, I did actually get FF points and SC (= Getaway fare) and the options to upgrade with points before the flight.

 

[lovetravellingoz]

I have had this card for a long time but only just used the Free Flight, and can confirm that despite what T&C and ANZ bookings service said, I did actually get FF points and SC (= Getaway fare) and the options to upgrade with points before the flight.

Thank you. how did you add your FF Number? At the airport or did you havea Booking Reference Code so you could do it online?

 

[McLarin]

Thank you. how did you add your FF Number? At the airport or did you havea Booking Reference Code so you could do it online?

Can also confirm this, I got my Virgin Booking Number from the email sent out to me by ANZ. Called Velocity to have my number applied, upgraded myself to Business.

 

[mitchsaunders]

Out of curiosity - what do ANZ also send out with the card? (read that there's some bag tags?), anything else?

 

[theblank]

Thank you. how did you add your FF Number? At the airport or did you havea Booking Reference Code so you could do it online?

I think I added it over the phone when I booked it.
Or I added it into my account after i got the booking number, like any other VA flight booked externally.

 

[lovetravellingoz]

I think I added it over the phone when I booked it.
Or I added it into my account after i got the booking number, like any other VA flight booked externally.

I just redeemed my 2 flights from two cards. The CSR asked for my VA FF Number before I could book it.

This also made selecting seats afterwards easier.

I also noticed that when I did this that the flight showed not as a freebie, but as a revenue ticket (at a very cheap rate) and so perhaps this is why they earn points and status as they just look like any other paid flight.

 

[theblank]

I also noticed that when I did this that the flight showed not as a freebie, but as a revenue ticket (at a very cheap rate) and so perhaps this is why they earn points and status as they just look like any other paid flight.

yes its just a normal flight, obviously ANZ purchase it from VA just like any Travel Agent does. VA has no idea that it was "free"

 

[Www]

Considering applying for this card soon. Appears there has previously been a 60k sign up bonus. Anyone have any thoughts of the current 40k bonus increasing in the bear future?

 

[Monya Meow Meow]

ANZ Rewards Travel Adventures Velocity Offer | ANZ

80,000 Velocity points on offer now
Does anybody know if you're eligible if you've just recently cancelled an ANZ platinum CC?

 

[lovetravellingoz]

ANZ Rewards Travel Adventures Velocity Offer | ANZ

80,000 Velocity points on offer now
Does anybody know if you're eligible if you've just recently cancelled an ANZ platinum CC?

Red the terms towards the bottom. It is quite clear from that who is eligible.

 

[Monya Meow Meow]

Red the terms towards the bottom. It is quite clear from that who is eligible.

Yep just saw them

 

[Www]

Thanks for the link! You did well to find that! Been searching for a better offer! Doesn't appear to be targeted either from what I can see?

 

[Monya Meow Meow]

Thanks for the link! You did well to find that! Been searching for a better offer! Doesn't appear to be targeted either from what I can see?

No don't think it's targeted

 

[daft009]

Gaah been waiting for an offer. Gave in and signed up last week. Now they have an offer

 

[a330j]

Does anyone have a list of the flights available with this card. The link provided by ANZ just gets me to an error page.

 

[SeaWolf]

Does anyone have a list of the flights available with this card. The link provided by ANZ just gets me to an error page.

Sure, if you go to this page:
ANZ Rewards Travel Adventures Velocity Offer | ANZ
Then scroll down to the Plan Your Next Adventure bar and hit the drop down. A map will show up and you can select the city you're flying from to get a list of possible destinations from that city.

 

[a330j]

That worked, thanks.

 

[coles525]

I can't seem to find the ATO points topic, but has anyone had any luck earning points paying the taxman using this card?

I would love to earn some tax deductable points for using this card, which I have read the points rule book. But at least a free return flight is provided!

Also: regarding the free flight, do you need to actually book the flight by phone through ANZ? I ask this because we have 2 seperate cards, as well as we might also wish to take a 3rd person on the same booking.