Australian Housing Affordability Discussion

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Uhhmm - it is now the treasurer's job to tell everyone the bleeding obvious that to get a good job entails studying, and building a career and also that getting a house loan involves saving money.

So you feel that the treasurer is just plain wrong because he does not go out of his way to explain the bleeding obvious? Is he supposed to say this on the off-chance that children came from a very deprived background and their parents did not tell them this, and that they still do not know this as adults?

You have a different idea of what constitutes "wrong" to my idea.
Regards,
Renato

No, he's wrong for for talking simplistic nonsense that demonstrates he's out of touch. As I've already mentioned a few times his advice was to just get a good job that pays good money as if you don't need to study hard etc etc etc. He is wrong because his advice ignores all the hard work required. Really not sure why this is so hard to understand, well besides political blindness.

In any case, according to you he did state the bleeding obvious. I certainly know hypocritical, political BS when I read it. You're defending the treasurer, obviously you have a different idea to most people. Or perhaps you're just repeating the party line.

I've outlined precisely what is wrong with the treasurers statement in this thread. Try reading it, and then address my points. Until then go argue with a fence post.
 
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Re: Housing Affordability Discussion

Uhhmm - it is now the treasurer's job to tell everyone the bleeding obvious that to get a good job entails studying, and building a career and also that getting a house loan involves saving money.

So you feel that the treasurer is just plain wrong because he does not go out of his way to explain the bleeding obvious? Is he supposed to say this on the off-chance that children came from a very deprived background and their parents did not tell them this, and that they still do not know this as adults?

You have a different idea of what constitutes "wrong" to my idea.
Regards,
Renato

Sorry if I think your are another out of touch delusional person.
 
No, he's wrong for for talking simplistic nonsense that demonstrates he's out of touch. As I've already mentioned a few times his advice was to just get a good job that pays good money as if you don't need to study hard etc etc etc. He is wrong because his advice ignores all the hard work required. Really not sure why this is so hard to understand, well besides political blindness.

In any case, according to you he did state the bleeding obvious. I certainly know hypocritical, political BS when I read it. You're defending the treasurer, obviously you have a different idea to most people. Or perhaps you're just repeating the party line.

I've outlined precisely what is wrong with the treasurers statement in this thread. Try reading it, and then address my points. Until then go argue with a fence post.

The essence of a fence post makes more sense in this instance.
Regards,
Renato
 
Re: Housing Affordability Discussion

Sorry if I think your are another out of touch delusional person.

I've owned lots of properties in my time following the advice akin to Joe's, given to me by my father. So did my brother. So has my wife for that matter, where her father also gave her the exact same advice that Joe repeated many years later.

Where is my delusion?

In the absence of inherited wealth, tattslotto winnings, or making a fortune as an international rock star, did you perhaps buy property in some other manner?
Regards,
Renato
 
Re: Housing Affordability Discussion

Well I guess Joe doesn't really have protection afforded by Article 12 from the UN Declaration-
[h=3]Article 12.[/h]
  • No one shall be subjected to arbitrary interference with his privacy, family, home or correspondence, nor to attacks upon his honour and reputation. Everyone has the right to the protection of the law against such interference or attacks.
 
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Re: Housing Affordability Discussion

Well I guess Joe doesn't really have protection afforded by Article 12 from the UN Declaration-
[h=3]Article 12.[/h]
  • No one shall be subjected to arbitrary interference with his privacy, family, home or correspondence, nor to attacks upon his honour and reputation. Everyone has the right to the protection of the law against such interference or attacks.

No, not when he takes on a public office and puts his reputation on the line with his public utterances. Much like many other public figures who are photographed while sunbathing and such. Do you have the products of that privacy interference in your waiting rooms? Of course, he does have legal protection of his reputation.


Yes, see post #181
 
Re: Housing Affordability Discussion


So Sydney (as opposed to TROA) would be fighting with Ireland for the last spot on the podium? Doesn't sound too bad I suppose ... until you realise that property prices in Ireland tanked so badly after the GFC that most homeowners would still be labouring under significant negative equity.

The first property I owned in Sydney recently came up for sale, so i was curious as to the result. The increase in price was more than triple my wage growth, and if I was a new home buyer today a bank would take a long hard look at me before stumping up for the 80%. And that would be predicated on me saving $175K for the deposit first!

As the Governor said : "Crazy", and Hockey's pithy comments and Abbott's faux hand-wringing are quite pathetic responses.
 
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Clause (2) is a dead giveaway as to how and why Article 17 has been constructed and that both clauses (1) and (2) should be read in conjunction to properly understand it's intent.

It is mischievous to suggest or imply that Article 17 means that everyone should be able to afford to own property. (Of course it should be said that the underlying assumption that "property" means real estate may not be correct either - for all we know cattle, pigs or even boats or tractors could come under the umbrella of "property").

The "right to own property" means that no one should be denied the right to own property - but this should not, and can not, be construed as meaning that everyone should own property or should be able to afford to buy property, because such an entitlement is inextricably linked to the right of everyone to choose to spend their money any (legal) way they like. If they choose to forgo property ownership and buy a car instead, that is their right.

Contextually clause (2)'s reference to "arbitrary deprivation of property" suggests that the interpretation of clause (1) should not extend beyond "not being denied the right to own property".
 
I'm 32, bought my house 7 yr ago in a regional area. Had basic deposit saved(with help of first home buyers grant) I earn just above average wage.
Purchased an average house, though pretty good for a first home. Prices were high when I bought.
Anyway I've given myself a good comfortable lifestyle, had a couple overseas holidays since I bought it. But lived within my means. Don't own a car myself (have work vehicle) helped my missus purchase one though.
Anyway, we have just finished renovating the place, all the way through. Did as much as I could myself, it's really come up a treat.
always stay on top of maintenance of the place, it keeps it looking its best, keeps repair costs to a minimum, and it's just the right thing to do, too many people get too lazy when it comes to maintenance.
Anyway, our $250,000 place has about $23,000 to go. I thank being smart with money, and smart with spending.
Work hard to bring the money in, and work hard to keep it in your pocket.
All in all I think the answer is hard work. Keep your debts to a minimum.
Anyone got 20 grand they wanna donate to me, I hate being in debt. :)
 
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