CC churning - equifax scores

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Will be interested to see if my score improves in a month or two as my old applications age further.
 
Citi have submitted my ontime repayments to creditsavvy resulting in a jump from 752 to 810. NAB are listed but no repayment info yet

Mrs andye has repayment info from HSBC, Citi (Virgin) and Citi (Coles). No July update yet
 
My equifax score is unchanged this month. Hoping positive repayment history and/or applications getting older will lead to a score increase soon.
 
My mortgage applications show up on my report. As for month by month history of making the minimum payment on time I haven’t seen that yet.
 
mviy said:
My mortgage applications show up on my report. As for month by month history of making the minimum payment on time I haven’t seen that yet.
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Do you mean recent mortgage applications since CCR has been mandated? Or longstanding mortgages?
 
Well they were recent enough to be on my current credit report (applications made a long time ago would drop off reports in the past) but they were made before CCR was mandated.

I expect it'll only be a matter of time before I see month by month whether the minimum repayment has been made on time similar to how some credit cards are now being reported.
 
mviy said:
Well they were recent enough to be on my current credit report (applications made a long time ago would drop off reports in the past) but they were made before CCR was mandated.

I expect it'll only be a matter of time before I see month by month whether the minimum repayment has been made on time similar to how some credit cards are now being reported.
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IIRC the big 4 are required to be contributing all that data by mid 2019
 
I recently had 2 hits from HSBC, 4 days apart, for the same application, and my score has taken quite a dive (via Credit Savvy). Is it worth having one of the enquiries removed from my credit file and would this likely result in an (upwards) recalculation? Who should I contact to have this corrected? Thanks.
 
You need to be able to demonstrate that you've taken the issue up with the bank and tried to resolve it with them as the first step.
 
Has anyone seen repayment info from Amex? Do they contribute to Credit Savvy?

I can see enquiries only there so far.
 
garagesalekhg said:
How quick should I expect a query from Westpac to appear? Straight away after file has been queried?
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Not sure I understand.

Do you mean how long after making an application will this appear on your credit file?
 
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