Have been delaying my decision for as long as possible. Currently citi prestige with a decent amount of points. Don't travel for business, so all travel is entirely personal. We have travelled lots in the past 12 months using points and have no trips planned internationally for a while. The obvious solution is to transfer to Krisflyer or asia miles, however we are planning our first child so unlikely we will travel internationally within the next 3 years (point expiry).......This change has come at the worst time! Best to stay put and transfer eventually to Virgin or any other suggestions?!