Credit Card Offers Citi Prestige: 200,000 bonus Velocity Points (AFF Exclusive - apply by 20/1/25)

Get up to 200,000 bonus Velocity Points and unlimited Priority Pass airport lounge visits!​

Learn more and apply for this card:

Exclusive offer: Citi Prestige Credit Card

Earn up to 3 Citi reward Points per $1 on eligible spend and receive unlimited airport lounge access with the Citi Prestige Credit Card.

www.australianfrequentflyer.com.au

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What are the main benefits of this card?

1. AFF EXCLUSIVE Sign-up bonus: Up to 200,000 bonus Velocity Points when you apply through AFF! Receive 150,000 bonus Velocity Points when you spend $12,000 on eligible purchases within 3 months from approval. Earn another 50,000 bonus Velocity Points when you keep your card open for over 12 months and enrol in Velocity Points Autosweep.
2. Unlimited Priority Pass airport lounge access for you and a guest, including food & beverage credits at participating airport restaurants
3. Get the 4th night free on Luxury Escapes bookings
4. $10 cashback with BINGE every month until 31/10/25
5. $100 cashback with Uber Premier
6. Earn 1 Citi reward Point per $1 spent on everyday purchases, plus earn extra points with lots of bonus points-earning categories

Why we like the Citi Prestige credit card

The Citi Prestige card is packed with benefits including unlimited Priority Pass airport lounge access for you and a guest travelling with you. You can even use this to access up to AUD36 per person (for up to 2 people) worth of food & beverage credits at participating Priority Pass airport bars, restaurants and cafés each time you fly. This benefit alone is worth more than the $700 annual fee!

This card has lots of opportunities to earn bonus points. You'll earn:

• 1 Citi reward Point per $1 spent on everyday eligible purchases;
• 2 points per $1 at major supermarkets, petrol outlets and national retailers; or
• 3 points per $1 spent with major airlines, hotels and restaurants in Australia, as well as transactions online and overseas

Cardholders also enjoy a range of complimentary insurances, including International and Domestic Travel Insurance and Mobile Phone Insurance, plus other exclusive discounts and benefits.

See our card guide for the full details and to take advantage of our exclusive sign-up bonus points offer:

Exclusive offer: Citi Prestige Credit Card

Earn up to 3 Citi reward Points per $1 on eligible spend and receive unlimited airport lounge access with the Citi Prestige Credit Card.

www.australianfrequentflyer.com.au

 

[Franko Costa]

Thanks for the advice - Paid off.

Half or full waived?

 

[Airbumps]

Half or full waived?

Half.

 

[Muppet501st]

I called twice before being billed and they said no to discount both times. Rang straight after being billed and got $350 back. Note, I did not say I was going to cancel, just the cost was too much for the benefits and I discussed what benefits were of no value to me and they gave me the discount. As I understand it, Aust laws prevent trying to stop a customer cancelling through incentives, so that is why I did not suggest cancelling……. If your current desire is to cancel, then you should be able to be more overt and get the whole $700 back. I have never had that rejected when requested and it is not far past billing date.

So just had the fee charged for my new year.
Called up and was declined any discount. I did ask if they could please follow this up with a supervisor to see if they could offer any discount.
Now waiting on a return phone call from them.

 

[jasrulz63]

So just had the fee charged for my new year.
Called up and was declined any discount. I did ask if they could please follow this up with a supervisor to see if they could offer any discount.
Now waiting on a return phone call from them.

I called up and was denied the discount. I called back, got someone else who was happy to process half back.

 

[Muppet501st]

I called up and was denied the discount. I called back, got someone else who was happy to process half back.

they did call back but i missed their call.
When i have some spare time, i'll try again.

 

[Muppet501st]

they did call back but i missed their call.
When i have some spare time, i'll try again.

So made another call,

Not able to discount it, and would only offer a $$ on pro rata on meeting 3 criteria- Held card for more than 3 months, 2. been charged the fee, and 3, cancelling the card.

I did mention that i had "friends " who had received a discount, and was told there was a recent change.

Guess i'll hang onto the card until that 20k points per monthly transfer deal expires.

 

[Weasel]

I've opened up a second card in addition to the Citi Prestige. Is it possible to take advantage of a 0% balance transfer on the new card and transfer from the citi prestige card?

I would have to time the transfer right with my citi pay all monthly transfer date. Has anyone done this or is there anything else I need to be aware of?

 

[nightelves]

Anyone else got offered a half annual fee and then another half off that remaining annual fee? Essentially only paying $175 to keep the card for another year.
Email went something like this:

Great news X,

Half of your annual fee on your Citi Prestige Card ending in xx_X which was deducted in January 2024 has now been reversed.

 

[N0mad]

Has anyone been able to work out the 2 and 3 point spend categories and where it will work?
I convert to Krisflyer but wife also has the Amex Plat. Citi is slightly better conversion rate at the 2-3 points per $ earn rate (0.8 or 1.2/$ vs 0.75/$).

More interested in the:
1. Major restaurants - is this all restaurants, only chains, expensive restaurants etc
2. National retailers - is this basically anything that's franchised nationally or only the likes of Myer, DJs etc

think i'm comfortable with the other categories, but really unsure on the above so have just been using Amex instead rather than risking it.

 

[Mr H]

After a spate of rejections in November/December (Virgin, Citi Loan and Amex) I was dreading my next Citi application. Happily I was approved for this Prestige card the same day I fired in the application. The annual fee is eye watering, but I have a number of flights coming up in the next 12 months where I will use the Priority Pass so that takes care of at least half of the membership fee. On the down side, this means keeping a card open for 12 months with a $20,000 limit which, when added to my ANZ Travel Adventures keeper ($8,000 limit) may make churning a mite harder...

 

[grandir]

Has anyone been able to work out the 2 and 3 point spend categories and where it will work?
I convert to Krisflyer but wife also has the Amex Plat. Citi is slightly better conversion rate at the 2-3 points per $ earn rate (0.8 or 1.2/$ vs 0.75/$).

More interested in the:
1. Major restaurants - is this all restaurants, only chains, expensive restaurants etc
2. National retailers - is this basically anything that's franchised nationally or only the likes of Myer, DJs etc

think i'm comfortable with the other categories, but really unsure on the above so have just been using Amex instead rather than risking it.

I had a Citi Prestige but had to close it earlier this year due to taking out a mortgage. From memory, "major restuaurants" was actually quite lax - any spend that I made where the merchant classified itself as "eatery" or "dining" seemd to attract the extra bonus points, regardless if it was fine dining at the Sheraton or my local kebab shop. National retailers seemed to be mostly big name stores like Myer, DJ, Kmart, Bunnings, Big W etc

 

[N0mad]

I had a Citi Prestige but had to close it earlier this year due to taking out a mortgage. From memory, "major restuaurants" was actually quite lax - any spend that I made where the merchant classified itself as "eatery" or "dining" seemd to attract the extra bonus points, regardless if it was fine dining at the Sheraton or my local kebab shop. National retailers seemed to be mostly big name stores like Myer, DJ, Kmart, Bunnings, Big W etc

thanks for this, good to know.

 

[mushypeas]

worth noting Costco is not eligible for 3 pts per dollar -- disappointing

 

[N860CR]

From memory, there wasn’t a way to tell how many points were awarded per transaction? How is this being verified?

 

[Duffa]

Interesting discussion re the 3 2 1 points at various establishments.
I have never seen the value in this.
Supermarket bill - max 5k per year.
Restaurants maybe 5-10k per year
Other expenses 100k+
It's just too hard for me to try to compute. Amex or prestige. 1.125 or 0.4, 0.8, 1.2 and no certainty on prestige earn in each establishment.
I have had the prestige at $350 for 1yr only.
300k points.
Multiple prestige lounge visits home and overseas including double-ups in Melbourne and Sydney.
I got my value.

 

[Mr H]

Multiple prestige lounge visits home and overseas including double-ups in Melbourne and Sydney.

Does that mean, for example, getting $36 worth of food and drink at one of the restaurants and then heading off to a lounge?

 

[edgecrusher]

Does that mean, for example, getting $36 worth of food and drink at one of the restaurants and then heading off to a lounge?

Yes that can be done, can also use more than one restaurant in the airport.

 

[Mr H]

Yes that can be done, can also use more than one restaurant in the airport.

Good to know - but there's only so much food I can eat!

 

[Phoenix-1]

I often use it to buy packaged snacks that I can during the trip. A fair few of them sell merchandise too, like travel mugs etc. Haven't been brave enough to buy them using Priority Pass though.

 

[grandir]

From memory, there wasn’t a way to tell how many points were awarded per transaction? How is this being verified?

It's opaque cos Citi awards points in a lump sum per statement. But you can generally get an idea of which transactions earned how many points by doing a process of elimination when you get your monthly statement.