Coles gift card offers

[yoyo]

Why does Victoria miss out?

 

[Dr Ralph]

Why does Victoria miss out?

There have been separate offers for other states including Victoria. Victoria hasn't 'missed out'

 

[Easy Tiger]

Do these Vanilla visa cards have the same hack risk as the Coles MC's?

@Happy Dude @Dr Ralph Hiya, could you explain the hack risk please - sorry if a simple question.

 

[Dr Ralph]

@Happy Dude @Dr Ralph Hiya, could you explain the hack risk please - sorry if a simple question.

OzBargain has extensive discussion of this issue, but basically because the card numbers are so similar hackers can use your card before you do.

 

[lovestotravel]

Why does Victoria miss out?

Probably because too many people hide gift cards in the freezer prior...

Sorry, no idea really, I like these 10% off offers, as it is "free money"

Usually get about $10K worth each time

 

[aus_flyer]

Do the Visa Vanilla cards work for payment on ATO website?

 

[Easy Tiger]

Usually get about $10K worth each time

Serious investment for serious savings!

Post automatically merged: Mar 21, 2023

OzBargain has extensive discussion of this issue, but basically because the card numbers are so similar hackers can use your card before you do.

Ahhhh, fair enough, thank you.

 

[andye]

No Vanilla250 in first NSW store visited but plenty in second. No issues spending at the nation's capital store

 

[Dr Ralph]

No Vanilla250 in first NSW store visited but plenty in second. No issues spending at the nation's capital store

5 stores visited. A total of 2 x $250 cards purchased.

 

[NoName]

Reminder to check inside the cabinets if none on the shelves. There is often more stock in there. For anyone concerned about doing this, I have been told by multiple staff this is ok but if not just ask them to look inside for you.

 

[Dr Ralph]

5 stores visited. A total of 2 x $250 cards purchased.

Just noticed that these cards have an expiry date of 11/25!

 

[aus_flyer]

Just noticed that these cards have an expiry date of 11/25!

What's odd/special/unusual about that?

 

[Dr Ralph]

What's odd/special/unusual about that?

Illegal to sell a card with less than 3 years expiry date. Clearly old stock that has slipped through the cracks.

 

[aus_flyer]

Illegal to sell a card with less than 3 years expiry date.

Are these cards actually classed as "gift cards" for this requirement?

 

[Dr Ralph]

Are these cards actually classed as "gift cards" for this requirement?

Yes. It also clearly states on the livery that these are 'gift cards' and not 'credit cards'.

The exceptions to the 3 year limit are clearly stated and these cards do not belong to any of the listed exceptions:

New Gift Card Laws | Consumer Law

 

[aus_flyer]

Yes. It also clearly states on the livery that these are 'gift cards' and not 'credit cards'.

The exceptions to the 3 year limit are clearly stated and these cards do not belong to any of the llisted exceptions:

New Gift Card Laws | Consumer Law

Very interesting! Thanks Dr Ralph!

 

[MooTime]

Great pick up Ralph, where do we go from here?
I doubt anybody can do anything in real terms of this expiry flaw.
I'm in Vic so just passing interest.

 

[Easy Tiger]

Visa Vanilla cards

Hi there what is a vanilla card? ta,

 

[Captain Halliday]

Hi there what is a vanilla card? ta,

See post 1630.

 

[Easy Tiger]

See post 1630

TY Cap'n