Diners club companion card

[gizzard]

Here's the proof you are wanting without having to go through the exercise yourself

Thanks. I spotted your post when you first provided it and it certainly indicates a Diners fee.

The ultmate test would be to do the same transaction on both Citi Visa and Citi Diners, one immediately after the other.
Then check what the pending AUD are and then the final AUD.

 

[odysseus]

Thanks. I spotted your post when you first provided it and it certainly indicates a Diners fee.

The ultmate test would be to do the same transaction on both Citi Visa and Citi Diners, one immediately after the other.
Then check what the pending AUD are and then the final AUD.

Then you'd get substantial differences as both the exchange rates and the fees charged would be different. Not sure what you'd 'test' from that.

 

[Legoman]

No that would not constitute any kind of 'ultimate' test of anything. I have already done the test you want utilising the best genuinely fee-free foreign exchange credit card available to the retail market in Australia against the Citi DC. You don't test two unknown quantities against each other, you test each individually against a benchmark. The benchmark in this case is the 28D card which utilises the fairest implementation of the exchange rate (Mastercard uses same day rate, Visa uses the day after) + genuinely no fees, hidden or otherwise.

 

[gizzard]

However, by completing similar transactions for both Citi cards you then have some ammunition to go back to Citi and ask for their explanation for any difference.

 

[Legoman]

Which they won't give you because Citibank are famous for doing things according to their own rules and no one else's and they don't feel any compulsion to explain themselves to anyone either.

 

[odysseus]

Not sure what you want them to tell you. The facts are pretty apparent. Visa and Diners Club have their own exchange rates, and the DC doesn't charge a fee on top of that.

Nowhere do they nor does anyone guarantee that Visa and DC have the same exchange rates.

 

[gizzard]

Legoman has implied in his linked post that there ARE DC fees applied and it's not only the different exchange rates.

Diners club companion card

I can't recall where exactly now, but does anybody else remember seeing somewhere that the diners club card would soon be getting a paywave/paypass/tapngo feature? I am sure i saw it soon after signing up and receiving my cards *edit I just went back through this thread and it seems like in...

www.australianfrequentflyer.com.au

 

[Chicken]

The facts are pretty apparent. Visa and Diners Club have their own exchange rates, and the DC doesn't charge a fee on top of that.

Nowhere do they nor does anyone guarantee that Visa and DC have the same exchange rates.

Who cares what they are called, it's the outcome that matters, and Diners Club is more expensive than Bankwest that's what I found.

 

[odysseus]

Who cares what they are called, it's the outcome that matters, and Diners Club is more expensive than Bankwest that's what I found.

Yes, that's what we were saying. Nobody was disputing what they are called. I certainly wasn't so not sure why you replied to my post about that.

 

[PLANT]

Just confirming that Citi Sig Diners companion in Australia...earns more points for no fees where accepted?
I thought there was some info last year that benefits not worth hassle but it still gets more points?
The swipe is the only way to pay and the chip don't work when inserted in EFTPOS machines.....my experience.

Edit: Answers to questions in 2020: Citi Australia - Platinum Card

 

[e_wolfe]

Card can finally be linked to PayPal.

 

[akeno]

Card can finally be linked to PayPal.

I’ve done a few PayPal dinersclub transactions and it’s working like a charm right now. The only issue is restaurants leave a pending preauth that’s sitting pending for more than three days now.

 

[VintageDom]

I used to insert the card at Coles & Woolworths because the PayWave never worked and it was faster than swiping.
I tried PayWave the other day & it magically works - though not at Harris Farm unfortunately.

 

[asterix]

Is t just the normal 2 ppd at supermarkets on the Diners? Or do you get extra like on the Citi VISA/MasterCard?

 

[akeno]

The linked Diners is the flat 2 ppd. No bonus categories. Excludes the usual government related entity spends. Will check my statement once it arrives to see the points from my PayPal spend if worth it.

 

[asterix]

The linked Diners is the flat 2 ppd. No bonus categories. Excludes the usual government related entity spends. Will check my statement once it arrives to see the points from my PayPal spend if worth it.

Yeah, that's what I thought. I only put a direct debit of charity donation of $48 a month on my Citi Diners card and don't use the Mastercard at all. Prefer to use my AMEX Explorer and Coles Platinum Mastercard. I've been using discounted Coles and Woolworths vouchers for supermarket shops. I like transferring points to Krisflyer, so the AMEX Explorer wins out over the Citi Diners since AMEX is 2 points to 1 Krisflyer whereas the Citi MC/Diners is 2.5 to 1 Krisflyer.

 

[VintageDom]

I've tried checking my statement to figure out how the points were calculated. No joy so far.
Anyone else had any success?
I've given up.

 

[gizzard]

I've tried checking my statement to figure out how the points were calculated. No joy so far.
Anyone else had any success?
I've given up.

I can give a few pointers. Most of the time I've been able to match mine up but not always.
Also, this could have changed as I haven't used Diners for a long time.

Firstly, of course, it's 2 points per dollar and these are all shown as Bonus points on the statement.
Points are only earned on the integer part of the AUD amount not on the decimals.

If you make a transaction towards the end of your statement month these can be carried over to the following month for points.

If you make a transaction soon after another one then they can be grouped together on the points statement.

I hope that helps.

 

[SIA1A]

this could have changed as I haven't used Diners for a long time.

Firstly, of course, it's 2 points per dollar and these are all shown as Bonus points on the statement.

Regrettably, Citi recently announced major changes to its points scheme as applied to it's Premier Card (MasterCard) customers. These changes also impact companion Diners Card holders.

Until recently, Citi offered bonus points for transactions at major retailers such as petrol stations & supermarkets (1.5 points)/$1, with companion Diners cards scoring 2 points/$1 at these retailers), while spend at airlines, hotels and restaurants received 2 points/$1 on both the Premier MasterCard and the Companion Diners. Standard points for other transactions were 1point/$1.

Alas, the bonus points are no longer offered.

Instead, it's now a standard 1 point/$ for all eligible transactions (ie non-govt transactions - ineligible transactions are govt, which includes Australia Post, ATO, State Govt public transport, council rates etc. BPay transactions are also excluded from collecting points). The only exceptions to the 1 point/$ rate are online transactions (but not PayPal etc) and overseas transactions, which both attract double points.

Companion Diners cards now receive the same points earn as the MasterCard - so there's no longer a points benefit when using the Diners companion card.

Citi Qantas Rewards program customers with the Premier MasterCard score half the points discussed above, in the form of Qantas points. So in general, eligible transactions now score 1/2 Qantas point per $1 spent and 1 QF point/$1 for online and overseas transactions. No other bonuses.

So unless a Citi Premier customer's main spend is online, the new scheme is clearly a downgrade.

Welcome to discount economy, folks!

 

[http_x92]

In terms of the Diners club companion card, I tried making a USD transaction on a paypal purchase and it does look like the currency conversion is slightly worse off than the 0% Mastercard/Visa currency conversion but better than a credit card with a 3% foreign transaction fee. What to think of it... hmm