Hi!

[Emmabyrnes88]

Hi! My name is Emma and I’ve just recently joined. I used to be a fantastic flyer, had a bad experience and got scared off for a while. Well im Back over that and eager to travel with my little family.

I just applied for some credit cards to start accruing Qantas FF points, with the hope of also nabbing a discounted lounge membership when they go on sale again (hopefully)!

I have a silly question, when I use my credit card to pay for things, can I pay the balance straight away, like that day? Does that affect points at all? Do I wait a few days or once that purchase occurs points are mine. Sorry if that sounds silly. I just don’t want to lose points by paying my balance off straight away.

Also, any recommendations on a good QFF credit card? We just did one for hubby through (NAB) we bank with them.
Plan to cancel it once we get the bonus points after spending and apply at a new bank for bonus points etc. do banks catch onto this? Any tips?? Thanks!

Thanks and wait a cool community!

Emma

 

[Dr Ralph]

Welcome to AFF.

As this is a welcome thread it's best to raise your questions in the appropriate threads. I'd encourage you to do some reading to find out about the world of churning, which is discussed extensively on AFF.

You will find recently discussed credit card offers here:

Current Credit Card Offers

In this section, view threads discussing the benefits and offers on the many points-earning credit cards in Australia. To see the best current sign-up bonus points offers, see our articles on This Month's Best Qantas Credit Card Offers and This Month's Best Virgin Australia Credit Card Offers.

www.australianfrequentflyer.com.au

 

[Hvr]

Welcome aboard @Emmabyrnes88 another way to get great benefit from our community is to attend functions. Both you and hubby are welcome to come along. Events are held across the country and occasionally overseas.

You get to talk to people who understand churning, frequent flying and how to maximise the benefits of such.

 

[Emmabyrnes88]

Thank you!!

 

[Steady]

Welcome aboard @Emmabyrnes88

(yes you can pay the balance immediately if you want and it will not effect how many points you earn)

 

[RooFlyer]

I have a silly question, when I use my credit card to pay for things, can I pay the balance straight away, like that day? Does that affect points at all? Do I wait a few days or once that purchase occurs points are mine. Sorry if that sounds silly. I just don’t want to lose points by paying my balance off straight away.

Welcome to AFF @Emmabyrnes88

No silly questions here - else I'd be the silliest!!

I don't think paying off a card straight away would affect points accrual but leaving it a few days might enable you to make sure the charge is correct and final;ised.

Do you want to pay it off straight away so you still have credit limit to keep spending??

 

[zig]

Welcome Emma. I hope you put the bad experiences behind you and start to enjoy flying again. I think others have answered your other questions.

 

[Emmabyrnes88]

Welcome aboard @Emmabyrnes88

(yes you can pay the balance immediately if you want and it will not effect how many points you earn)

Thank you so much for the clarification

 

[Emmabyrnes88]

Welcome aboard @Emmabyrnes88 another way to get great benefit from our community is to attend functions. Both you and hubby are welcome to come along. Events are held across the country and occasionally overseas.

You get to talk to people who understand churning, frequent flying and how to maximise the benefits of such.

Thank you! Is there a notification area for these?

Post automatically merged: Dec 16, 2022

Welcome Emma. I hope you put the bad experiences behind you and start to enjoy flying again. I think others have answered your other questions.

Thank you! Yes loving it again which is awesome

 

[Hvr]

Thank you! Is there a notification area for these?

This is a good place to see where we're at:

Meetings & Social Events

Here is your opportunity to meet our friendly members at the many social functions arranged all over the country and across the world!

www.australianfrequentflyer.com.au

And if you have your nearest airport listed in your profile (or home town) people sometimes look for locals to attend an event.

 

[Kartz]

Good day Emma! I just started the churning process too with NAB Signature and will move on to Qantas Premier shortly.

 

[kermatu]

Welcome Emma!

 

[leeflyer]

Hi! My name is Emma and I’ve just recently joined. I used to be a fantastic flyer, had a bad experience and got scared off for a while. Well im Back over that and eager to travel with my little family.

I just applied for some credit cards to start accruing Qantas FF points, with the hope of also nabbing a discounted lounge membership when they go on sale again (hopefully)!

I have a silly question, when I use my credit card to pay for things, can I pay the balance straight away, like that day? Does that affect points at all? Do I wait a few days or once that purchase occurs points are mine. Sorry if that sounds silly. I just don’t want to lose points by paying my balance off straight away.

Also, any recommendations on a good QFF credit card? We just did one for hubby through (NAB) we bank with them.
Plan to cancel it once we get the bonus points after spending and apply at a new bank for bonus points etc. do banks catch onto this? Any tips?? Thanks!

Thanks and wait a cool community!

Emma

Welcome Emma - kep asking those questions!

 

[dalotissac]

Welcome to AFF.

Speed Test​